Nowadays, China has entered the era of consumption ahead of time. Many young people especially like the feeling of consumption ahead of time. Almost everyone has a credit card. Which bank's credit card is the easiest to apply for? Let's get to know!
What is the best credit card to apply for
China CITIC Bank
Compared with other credit cards, credit card of China CITIC Bank is easier to apply, especially through the network channel. You don't need to provide mortgage and guarantee. You can fill in the information online directly, and then you will receive the credit call and SMS reminder from the bank. You can take your ID card to the designated outlets for data review, and the card will be sent after the review.
Bank of Communications
The threshold for Bank of communications to approve a card is very low. As long as the information is complete and there is no bad credit record in credit investigation, the initial limit is around 5000. For example, the y-power credit card of Bank of communications is a popular and easy card to apply for.
China Merchants Bank
The credit card of China Merchants Bank is relatively easy to pass the examination. As long as you are 18 years old and have a stable job and income source, you can apply. And the initial is relatively high, generally can reach more than 5000, normal use card 3 to 6 months can increase the amount, increase the amount range can reach 30%.
Everbright Bank
Although the scale of Everbright Bank is relatively small, the threshold for card approval is very low. Some of them can get off the card even without proof of work and property. Most of the ordinary cards can get 10000 credit as long as they get off the card. There are SMS reminders for every consumption, regardless of the amount, and they are free of charge.
Which bank has the highest quota
According to Xiaobian, there are several banks with relatively high initial amount and relatively fast amount increase
Initial quota: Minsheng Bank, the first batch of quota is about 6000-20000 yuan; Bank of communications, the first batch of quota is about 5000 yuan; China Merchants Bank, the first batch of quota is about 5000-10000 yuan. What are the banks with faster withdrawals
Quick amount increase: Agricultural Bank of China can apply for amount increase in half a year, with an amount increase range of 40% - 60%; Guangdong Development Bank can apply for amount increase once every three months to half a year, with an amount increase range of 30% - 50%; Everbright Bank can apply for amount increase quickly as long as it is used frequently.