Loans are also called 'loans'. It is a kind of lending activity in which banks or other credit institutions provide monetary capital to those who need it at a certain interest rate and must return it. So what does it mean to sign a loan handling charge contract? How to say the loan handling charge? Let's have a look.
How to say the service charge of loan? 1. Calculation of service charge after house loan:
20% of the total down payment for the first suite
The second is 40% of the total down payment
Deed tax paid to bank
1.5% of the house price below 90 square meters
2% of the house payment from 90m2 to 140m2
4% above 140
Among them, 0.5% of each is the bank's handling charges, and the rest is taxes.
I hope my answer can help you! (1 day ago)
2. Different banks have different agreements on the first repayment, usually in the following situations:
1. For example, Bank of China takes the specified date as the repayment date. If the current month is less than one month, it will be collected together with the next month. Assuming that the loan is made on August 10, 2015 and the specified repayment date is the 1st, there will be no deduction on September 1. If the first monthly payment is deducted on October 1, the interest of one month plus 21 days will be deducted.
2. For example, ICBC takes the specified date as the repayment date. If the current month is less than one month, it will also deduct in the current month. In this way, the first monthly payment deducted in the current month will be less than one month, which will be less than the subsequent monthly payment.
4. Most banks take the corresponding day to deduct the monthly payment, such as the 5th of this month, the first repayment is deducted on the 4th of next month. (3 days ago)