Now the house price is getting higher and higher, and the house is very important. Many people can only choose to borrow money in order to buy a house. So what should we pay attention to when buying a house? Let's have a look with Xiaobian.
1. Do as you can. As we all know, there is a lot of pressure to buy a house with loans. Some of our friends directly buy a house without considering the actual situation. As a result, they are under great repayment pressure. They have to pay a large amount of money every month, and they may even have to borrow money to live on. Therefore, Xiaobian suggests that we should act according to our ability.
2. Try to apply for provident fund loans. Housing loan interest rate is still relatively high, giving buyers a lot of pressure. Therefore, Xiaobian suggests that we consider provident fund loans as much as possible. If the application is successful, we can save a lot of interest. It is worth mentioning that before buying a house, we should ask whether the real estate supports provident fund loans.
What should we pay attention to when buying a house with loan
3. Bank flow. Before you apply for housing loan, bank flow is very important. Stable work is essential, but there should also be some funds transfer, which can make our bank flow more 'beautiful'. Friends can transfer a sum of money to their relatives every month to increase their bank flow.
4. Beware of intermediaries. Some small partners will choose to buy second-hand housing, but generally let the intermediary to help handle. It should be noted that in order to get the Commission, some intermediaries often make oral promises, such as allowing everyone to get a very low loan interest rate. Therefore, we should have a sense of prevention and not easily believe what others say.