Pension insurance has always been a topic of social concern, plus Alipay's online life insurance for life insurance for all residents,'1 yuan can be added at any time, "life long guarantee for a lifetime", "bottom guaranteed + dividends stable appreciation" these labels have attracted many investors' interest in insurance, many people ask Alipay universal citizens to buy it? How old do women start to receive pension? Let's take a look with these questions.
The national insurance is a commercial endowment insurance offered by the Alipay ant insurance platform, which is insured by Chinese life insurance policy. The minimum investment is 1 yuan. The highest investment can be put into 199999 yuan. If the insured amount is not reached, the insurance amount can be increased at any time. The payment cycle is in four ways: weekly, monthly, annual and single. There are two kinds of insurance liability of universal insurance
1. Pension
From the age of 55 for women and 60 for men, the insurance company will pay the pension according to the following amount on the effective date of each policy year (or month) according to the agreed way of receiving pension from the starting date of receiving pension until the death of the insured:
(1) In case of annual payment, the annual payment shall be the basic insurance amount;
(2) For the monthly payment, the monthly payment is the basic insurance amount & times; 0.084.
2. Death insurance
In the case of the death of the insured before the start date of pension, the insurance company will pay the death insurance benefits according to the larger of the actual premium and cash value paid by the insured at the time of death.
In addition to the insured to the designated age can receive annual pension, unfortunate death can get death insurance, insurance for the second month can be based on the actual operation of the insurance company monthly dividends.
Conclusion: the whole nation guarantees that the amount of investment is low, the guarantee period is long and the monthly dividend is paid. Many users have insured it. If you are interested, you can also understand the national security in Alipay ant insurance.