Visa, also translated as visa, belongs to a credit card brand. Visa card was issued in 1976. Its predecessor is bank americard issued by Bank of America, which is operated and managed by Visa International in San Francisco, California. How much is the service charge for visa card in Hong Kong? What's the difference between visa cards? Let's have a look.
Visa ordinary card with UnionPay and visa dual logo, in the overseas card consumption, take UnionPay line, there will be no fees. If you take the international organization line, the currency you swipe is the currency contained in the card itself, such as US dollar (RMB US dollar dual currency card), and there is no handling charge. You need to pay US dollar back or deposit RMB to purchase foreign exchange when repaying. If the currency used is not the currency of the card itself, such as Japanese yen, Korean won, etc., the international organization will charge 1.5% of the exchange fee for currency conversion. After entry, the amount converted into US dollars will be recorded, including the exchange fee. So when there are UnionPay and international organizations to choose, try to choose to brush UnionPay.
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Differences of visa card:
There are five major credit card brands in the world, including visa international and MasterCard International, and three professional credit card companies, namely American Express, Diners Club and JCB.
Visa International is currently the world's largest credit card and traveler's check organization. Visa International owns brand trademarks such as visa, electron, interlink, plus and visa cash.
MasterCard International is the second largest international credit card organization in the world. MasterCard International owns MasterCard, Maestro, Mondex, cirrus and other brand trademarks.
Visa and MasterCard have built a global alliance for credit card consumption. After domestic banks cooperate with them, the credit cards issued by domestic banks can be used in their alliance. When applying for a credit card, you can choose to apply for a visa credit card or a MasterCard credit card.