With the continuous development of society, the policies related to endowment insurance are better implemented. How many years should endowment insurance be paid? How much does endowment insurance pay a year? Let's take a look at the details.
How many years should endowment insurance be paid?
1. According to the relevant provisions of the state, the insured must reach the retirement age and pay endowment insurance for more than 15 years before they can receive the basic endowment insurance monthly.
2. Many people mistakenly think that there is no need to pay again after 15 years of payment. In fact, the longer the payment time is, the more the payment will be, and they will get more every month after retirement. When the payment period reaches 15 years, it is only a condition to judge whether the insured have the qualification to receive the pension when they reach the legal retirement age. China's pension insurance system follows the principle of 'corresponding rights and obligations', and when they retire The calculated pension level is directly related to the length of the payment period and the level of payment. Therefore, if the insured pay as much as possible, the retirement benefits will be more secure.
How much does endowment insurance pay a year?
1. Payment standard of basic endowment insurance for urban employees: according to the social insurance law, employees should participate in the basic endowment insurance, and the employer and employees jointly pay the basic endowment insurance premium: the enterprise pays 20% of the total monthly average wage of the employees of the enterprise last year, and the individual employee pays 8% of the average monthly wage of the employee last year, and the unit is responsible for the insurance and withholding Pay the individual part and the unit part.
2. Payment standard of flexible employment pension insurance for individual industrial and commercial households: according to the social insurance law, flexible employment personnel participating in social security should pay insurance fees in accordance with national and local regulations, and be included in the social security fund and individual account respectively.
3. Payment standard of endowment insurance for urban and rural residents: the endowment insurance for urban and rural residents is paid annually. For example, from January 1, 2019, Guangxi will adjust the payment standard of basic endowment insurance for urban and rural residents to 15 levels, including 200 yuan, 300 yuan, 400 yuan, 500 yuan, 600 yuan, 700 yuan, 800 yuan, 900 yuan, 1000 yuan, 1500 yuan, 2000 yuan, 3000 yuan, 4000 yuan, 5000 yuan and 6000 yuan Quasi different, for reference only.
4. Payment standard of rural endowment insurance: the payment standard of new rural endowment insurance is currently set at 12 levels of 100 yuan, 200 yuan, 300 yuan, 400 yuan, 500 yuan, 600 yuan, 700 yuan, 800 yuan, 900 yuan, 1000 yuan, 1500 yuan and 2000 yuan per year. The specific standards are different in different places for reference only.
The payment standard of endowment insurance varies from place to place. You can consult the local social security bureau or call 12333.
Conclusion: the above is to introduce the relevant issues of endowment insurance, it can be seen that endowment insurance is to pay 15 years and reach the retirement age to receive pension, followed by more pay more, different types of endowment insurance standards are different, there are more questions, the best to consult the Local Social Security Bureau.