Mortgage housing refers to the commercial housing purchased by the previous family through mortgage and the loan has not yet been paid off. The main feature of the mortgage house is that the property right of the house is mortgaged to the bank, and the property owner is not allowed to sell the house without authorization. So what should we pay attention to when we entrust mortgage housing to intermediary? Three points for attention should not be ignored.
1. The risk of transaction subject
Entrusted intermediary purchase, buyers can not understand the real identity of the seller of the house, may cause disputes.
2. The risk of trading houses
If an intermediary is entrusted to buy a house, the buyer may not be able to grasp the information of the house, whether the house used for transaction is illegal construction or has been included in the scope of demolition, whether the ownership of the house is controversial, whether the house has been mortgaged and transferred without the written consent of the mortgagee, etc., which may lead to disputes.
3. The risk of transaction contract
When the buyer and the intermediary sign a contract, if the rights and obligations of both parties are not clear, or the contract terms are not clear, then the rights and interests of one party will be easily damaged, and disputes will easily arise.