The retirement age delay schedule has been determined. What's your attitude towards this new policy? Delaying retirement is the first step in pension adjustment. There are a lot of controversies about delaying retirement. So what is the policy to extend the retirement age of endowment insurance? Will delayed retirement affect pensions?
The pace of the retirement age policy for civil servants is gradually becoming clear. The Central Committee of the Third Plenary Session of the CPC Central Committee has decided that: 1. Starting from 2015, female employees and residents born in 1965 should delay receiving pension for one year, those born in 1966 should delay receiving pension for two years, and so on. By 2030, women will receive pension at the age of 65. 2. Starting from 2020, male employees and residents born in 1960 will delay receiving pension for six months, and so on. By 2030, male employees and residents will receive pension at the age of 65.
During the deliberation, the committee members said that in the pension reform plan, the state unifies the basic old-age insurance, and the rest depends on the annuity paid by everyone. If you pay more, you will get more, and if you pay less, you will get less. After the implementation of the reform, the relevant departments should calculate how much the pension gap between government institutions and enterprise retirees will narrow.
Is it possible that there will be a big gap between the income of some enterprises and the income of some enterprises, which is not the same as that of other enterprises To expand social contradictions.
As for the pension reform, representative Huang said that the decision-making departments must implement the policies as soon as possible. As a policy maker, the Ministry of human resources and social security should not only consider the problems from its own point of view or from the perspective of a few departments, but also consider the interests of the common people and vulnerable groups.
It is suggested that flexible retirement system should be implemented
We will study and formulate a gradual policy to postpone the retirement age and improve the dependency ratio of basic pension insurance for employees.
During the deliberation, the committee members said that at present, the problem of enterprise employees' retirement wages is quite prominent, and once the retirement wages are not paid, the impact will be great. He said that this problem should be solved within the system, and enterprise employees should postpone their retirement as soon as possible. "Now workers retire at 55 for men and 50 for women. For enterprise cadres, men retire at the age of 60 and women at the age of 55. In terms of physical condition and life expectancy, people in their 60s and 70s look like people in their 50s, and they are still in good health. '
It is suggested that the retirement age of enterprise employees be raised to 65 for men and 60 for women. 'in terms of physical condition, it doesn't make much difference to pay five years more (endowment insurance) and pay five years less (pension). This is also a solution for many countries in the world. '
LV said that the gradual postponement of retirement proposed now should be an unavoidable and necessary measure. Delaying the retirement age may increase the pressure of new employment, so we should reasonably arrange the balance between the two.
Huang, a deputy to the National People's Congress, suggested implementing a flexible retirement system, stipulating a statutory earliest retirement age, a normal retirement age and a latest retirement age, so that they can choose for themselves. If they choose to postpone retirement, the pension can be increased. If only retirement is delayed, I believe 100% of the people will oppose it. '
The Ministry of human resources and social security suggests that China implement the policy of extending the retirement age from 2017
According to the Ministry of human resources and social security, China is likely to implement a new retirement age policy in 2017, with the retirement age of 65. By 2045, the retirement age will be 65 for both men and women. Some experts said that the purpose of raising the retirement age is to ease the speed of the reduction of the total labor force.
On July 1, He Ping, director of the Social Security Research Institute of the Ministry of human resources and social security, said that China should implement the policy of extending the retirement age from 2017, and extend the retirement age of one year every two years to 65 years for both men and women by 2045. Some experts said that the purpose of raising the retirement age is to ease the speed of the reduction of the total labor force.
Women's postponement should start from three aspects
① Life expectancy has increased. The average life expectancy of China's population was 67.88 years in 1981 and 76.34 years in 2015. In addition, the average life expectancy of urban population is more than 80 years. Because the average life expectancy is several years longer, it means that the time to receive pension after retirement is longer. Therefore, even if the retirement age standard is delayed, the accumulated time for them to receive pension is relatively long.
② Support the elderly. The 4 + 2 + 1 family structure mode determines that the post-80s generation living in the middle is very hard, because for women, working in the daytime and coming home from work are almost continuous all day.
③ Population aging. Due to the continuous change of the population structure, the dependency ratio of the elderly population in China continues to grow. China entered the aging society in 1999. The aging population is accelerating. At present, there are more than 200 million elderly people in China. It is estimated that by 2050, the elderly population will reach more than 480 million.
Therefore, for the vast majority of women, if they lose their economic independence, they will lose their equal status in society and family. Keeping in touch with women's social development is one of the basic ways for women to participate in social work. The symbol of civilization and progress of human society is that women as members of society have the right to obtain employment and development. Therefore, no matter how to postpone retirement or how to retire, we can only wait and see the change and look forward to the introduction of a retirement policy beneficial to women.
The latest news of delayed retirement the Ministry of human resources and social security has proposed in the 13th five year plan to formulate and introduce a gradual plan for delaying the retirement age. Yin Weimin, Minister of human resources and social security, said recently that the plan is expected to be introduced this year, and the plan will be implemented step by step. So what's your opinion on the deferred retirement scheme? What's the impact of the new deferred retirement policy?
If 'delayed retirement' is implemented in 2022, the following three groups will be affected by the new retirement policy:
1. Female workers under 50 years of age (women born in 1972 and after); and;
2. Female cadres and male workers under 55 years old (born in 1967 and later); and;
3. Male cadres younger than or equal to 60 years old (males born in 1962 and later); and;
The Post-70s and post-80s are the most affected by the delayed retirement scheme, while the post-90s may have caught up with the new deal by the time they retire according to the gradual delayed retirement scheme to be implemented by the Ministry of human resources and social security.
Will delayed retirement affect pensions?
At present, the overall operation of endowment insurance is stable. The income of enterprise employees' Endowment Insurance and urban and rural residents' endowment insurance exceeds the expenditure, which not only ensures the payment of benefits, but also has a slight balance. In addition, financial subsidies are an important aspect of the current endowment insurance fund financing channels. For a few provinces with weak fund payment ability, the state will continue to increase financial subsidies.
What do you think of the deferred retirement scheme?
From the perspective of China's aging population, delaying retirement is not a good solution. Delayed retirement will lead to the disharmony and mismatch in the field of employment allocation in a certain period of time. Therefore, the problem of age determination should take China's unique employment situation and special structure of the population as the main consideration.