Endowment insurance is an important part of social security system and one of the most important types of social insurance. So can the social security of the outsider leave Shanghai? How to withdraw cash from Shanghai endowment insurance? Let's have a look.
As an international metropolis, many graduates and migrant workers come to Shanghai to apply for jobs every year. Employers will pay us social security as required, so when we need to leave Shanghai for various reasons, can we get the social security we paid in these years? The following lawyer 365 will introduce the relevant issues about whether the social security can be taken out when foreigners leave Shanghai.
Social insurance includes endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.
1、 Withdrawal of Shanghai Provident Fund
If a friend who is not a registered permanent residence in Shanghai, if she leaves Shanghai and does not plan to work in Shanghai, she may withdraw the provident fund, deposit the provident fund account, and withdraw part of herself and the company's payment.
1. Have to ask for the seal from the work unit after resignation. The purpose of the return order is to prove that you have resigned from the company in Shanghai. This return order is not a handwritten piece of paper, it should be a printed version, and it has the official seal of the company. It has legal effect, indicating that you are no longer working in Shanghai.
2. Purchase a good provident fund withdrawal certificate. Provident fund withdrawal certificate is one of the necessary materials for withdrawal of provident fund. You can ask for one from any provident fund withdrawal point in Shanghai. After filling in without any alteration, you can go to the original work unit and affix the company's official seal.
3. Withdrawal of provident fund. The withdrawal of provident fund certifies the Construction Bank of Shanghai. When you go, you must know your provident fund account number, and you'd better carry your social security card.
2、 Shanghai Medical Insurance
You can't take out the rest of the money. After you resign, you can still use it normally. The balance of the medical insurance card is the part of the personal payment in your medical insurance, which has nothing to do with whether you resign or not. However, if the insurance is cut off after you resign, there will be no additional expenses in the medical insurance card, unless you find a new unit to continue to pay, or pay in the name of personal payment.
3、 Shanghai endowment insurance
When you leave Shanghai, social security can't be taken out. Because pension is paid continuously, it can be reflected when you go back to your hometown. But this part is all coordinated by the state. In other words, the company's contribution to you is for the country. The part you pay is in your account. If you pay for 15 years in a row, you can enjoy the pension. All your contributions in Shanghai are accumulated in 15 years. The minimum payment period of endowment insurance is 15 years. You can pay more and get more at that time. At the same time, endowment insurance can be calculated to pay the number of years, intermittent payment is allowed.
As can be seen from the above, can outsiders take out social security when they leave Shanghai? The answer is that only provident fund can be taken out, and the rest can't. After leaving, we take the company's seal of the resignation form, handle the provident fund withdrawal certificate, and then go to the Construction Bank for withdrawal. The rest of the medical insurance and endowment insurance can be transferred to the city we came back to. The individual account of medical pension will remain unchanged and can continue to pay social security after finding a job. Social security is very important to us, so we have to continue to pay after resigning.