In today's rising house prices, many people will choose loans to buy houses, but many people will encounter the problem of selling houses before the mortgage is paid off. Can the loan houses be transferred? How to sell houses before the mortgage is paid off? Let's take you to know.
Can 2019 loan house be transferred
1. If the house sold by the seller has not paid off the bank loan, and the house ownership certificate has not been handled, the transfer can not be handled, and the transfer procedures can only be handled by means of pre-sale transfer.
2. Therefore, if the seller is unable to discharge the mortgage, the bank can not handle the mortgage.
How to sell a house without paying off the mortgage?
1. During the period of repayment of the loan, commercial housing could not be sold, but now it can be sold in the form of mortgage.
2. 're mortgage 'refers to the individual housing re mortgage loan. The individual housing re mortgage loan refers to the loan that the borrower who has already applied for the individual housing loan in the bank applies for the individual housing loan to change the loan term, the borrower or the mortgage by extending the loan term to the original lending bank or selling or transferring the individual housing mortgaged to the bank to a third person.
3. The essence of "re mortgage" is the change of the borrower who has purchased the real estate. That is to say, the buyer can transfer or sell the real estate before paying off the loan; the buyer can apply for second-hand housing loan from the bank. Generally speaking, because the loan house involves the mortgage contract, house ownership and other aspects, it is difficult to sell the house before the mortgage is paid off, but now we can buy the house through the method of "re mortgage".