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Can I withdraw the money from the medical insurance card? How to use the money of medical insurance

After the implementation of the new policy, the medical insurance card has been replaced by the social security card. The social security card is no stranger to us. Many people ask whether the money of the medical insurance card can be withdrawn? How to use the money of medical insurance account? Let's have a look.

We will use the medical insurance, but not necessarily every year. Some people are in good health and don't get sick once a year, but the medical insurance will be cleared at the end of the year or within the specified time. Many people think that the money in the medical insurance is wasted. In fact, the money in medical insurance can be withdrawn, but many people don't know how to withdraw it, or they don't know how to withdraw it at all, so every year they just watch the money in medical insurance be wasted, which is painful and helpless.

So how can the money in the medical insurance account be used in addition to consumption in the hospital? We need to understand that the money in the medical insurance account can not be used directly in cash, because its regulation is that it can only be used as medical expenses. That is, if we go to the hospital to see a doctor, we can brush the money for medical insurance, or we can directly use medical insurance when we go to the drugstore to buy medicine. According to the national regulations, medical insurance cannot be converted into cash, which is to ensure that everyone's medical insurance purposes are the same.

When we buy medicine, we don't need to pay by ourselves, but use medical insurance to settle accounts. In fact, this is a way to take out the balance of medical insurance, just in the form of medicine. We have to think that if the money in the medical insurance is not turned into medicine, it will be invalid when it is due. If we turn it into medicine, we will not have to spend money to buy medicine in the future. In this way, we can save a sum of money to buy medicine. So using the medical insurance to buy medicine in the drugstore is actually a way to take out the medical insurance money.

Medical insurance is deducted from the usual salary. Although the enterprise or unit will pay part for the employees, there is still part of the employees' own funds. Some people think that there is a lot of money in medical insurance, but in fact, the monthly medical insurance is dozens of yuan. But for people who don't get sick all the year round, there are still hundreds of Yuan accumulated in a year, so you can brush some commonly used drugs or health care products at the drugstore before the expiration, so you won't waste a sum of money.