If the bank card can directly swipe the card without entering the password, it's really terrible! Will it be very unsafe? If the card is lost and picked up, will the money be stolen and brushed? So what's the flash payment function? Will the bank flash payment increase the risk of money theft?
Nowadays, everyone has several bank cards on hand. Bank cards have become a necessary tool for people to save money. But do you know what's behind bank cards? At the 315 party this year, UnionPay was exposed to open the flash payment function for customers by default, that is to say, your bank card may be opened by the bank and can be consumed without a password.
It is reported that flash payment has the characteristics of small fast payment. Users can purchase goods or services, confirm the corresponding amount, and use the financial IC card or UnionPay mobile payment product with the function of "flash payment" to complete the payment quickly and easily on the contactless payment terminal supporting UnionPay "flash payment". Generally speaking, a single amount of no more than 1000 yuan, no need to enter a password and signature.
In response to the 315 evening party's warning to consumers about the risk of "stealing" in the "flash payment" function, UnionPay replied that it accepted the supervision opinions of the 3 & middot; 15 evening party, and thanks for the media's concern and the attention of all sectors of the society. At present, we have established a full risk compensation mechanism, and will work with commercial banks to further optimize the compensation mechanism, shorten the compensation time, and improve the compensation efficiency; for cardholders, we will work with commercial banks to improve services, and provide more convenient services for users to shut down and restore functions independently; we apologize for the inconvenience caused to cardholders by previous work.
In response to the 315 evening party's warning to consumers about the risk of "stealing" in the "flash payment" function, UnionPay replied that it accepted the supervision opinions of the 3 & middot; 15 evening party, and thanks for the media's concern and the attention of all sectors of the society. At present, we have established a full risk compensation mechanism, and will work with commercial banks to further optimize the compensation mechanism, shorten the compensation time, and improve the compensation efficiency; for cardholders, we will work with commercial banks to improve services, and provide more convenient services for users to shut down and restore functions independently; we apologize for the inconvenience caused to cardholders by previous work.