Compared with some banks, the service charge of cross-bank withdrawal of Ping An Bank is higher than that of some banks. No matter how much money is withdrawn, each transaction will be charged. What is the service charge for inter-bank withdrawal of Ping An Bank card? How is the handling charge of inter-bank withdrawal calculated? Let's get to know it.
1. ATM withdrawal - cross bank: 2 yuan / transaction + withdrawal amount * 5 & permil;, among which
Gold customers are free of the first 5 transactions / month (ATM intra bank withdrawal, intra city inter-bank withdrawal, cross-border inter-bank withdrawal, overseas withdrawal, MasterCard network withdrawal, the first 5 transactions / month / customer are exempted), platinum and diamond customers are free of charge
Free for private banking customers
The first three payments / month are free for the general card account of high quality salary payment
Ping An Life insurance account is free of the first 3 transactions / month
The first 10 payment / month is free for the gold card account of salary payment
For dual exclusive IC card, the first 10 transactions / month for gold card and 5 / month for general card;
2. ATM withdrawal - intra city inter bank: 2 yuan / transaction, including
Gold customers are free of the first 5 transactions / month (ATM intra bank withdrawal, intra city inter-bank withdrawal, cross-border inter-bank withdrawal, overseas withdrawal, MasterCard network withdrawal, the first 5 transactions / month / customer are exempted), platinum and diamond customers are free of charge
Free for private banking customers
The first three payments / month are free for the general card account of high quality salary payment
Ping An Life insurance account is free of the first 3 transactions / month
The first 10 payment / month is free for the gold card account of salary payment
Dual exclusive IC card, the first 10 transactions / month for gold card and the first 5 transactions / month for general card
No charge for IC card / gold card in Yinong Township
Ping'an credit card: credit card withdraws cash regardless of the same city or other places. It does not charge inter-bank service charge, but charges cash withdrawal fee and interest
1. Service charge: 2.5% for each transaction in China, with a minimum charge of 25 yuan / transaction; for overseas (including Hong Kong, Macao and Taiwan), it is calculated by 3% of each transaction through UnionPay, with a minimum charge of 40 yuan / transaction; if it is calculated by MasterCard, JCB and visa at 3%, the minimum charge is $5 / transaction.
2. Interest: credit card withdrawal does not enjoy interest free repayment. Interest is charged at the daily interest rate of 0.05% from the transaction date to the date of repayment, and compound interest is charged monthly.
Warm tips: only handling charge will be charged for taking out multiple deposits in credit card.