Retirement pension planning is an important part of personal financial planning. It is wealth accumulation and asset planning that people begin to carry out in order to have high quality retirement life in the future. So what are the basic principles of retirement planning? Let me introduce you to the planning principles of urban and rural elderly care in 2019.
With the continuous improvement of the old-age insurance system, the old-age insurance that has been paid with urban residents is collectively referred to as the endowment insurance for urban and rural residents;
There is a big gap between urban pension and urban pension.
The endowment insurance for urban and rural residents is paid annually. There are 12 payment standards, ranging from 200 to 2000 yuan. You can pay the endowment insurance according to your own economic situation;
The endowment insurance for urban employees is paid monthly, and the annual payment is much more than that of urban and rural residents;
Of course, the more old-age insurance they pay, the more pension they receive. Compared with the old-age pension of urban and rural residents, it is also 15 years, and the difference between them is 10 times;
In addition, there are certain funeral expenses and pension after the death of urban employees' endowment insurance personnel. The standard varies from several thousand yuan to tens of thousands yuan in different regions. However, although there are funeral expenses in urban and rural residents' endowment insurance, the standard is quite different from that of employees;
Endowment insurance as our basic pension security, whether rural pension or urban pension, need to participate in an endowment insurance according to their own situation.