Now that Alipay also has a pension, does Alipay ant forest pensions pay dividends? Which is cost-effective for Alipay pension and pension insurance? Let's have a look.
Is Alipay ant forest pensions paid dividends?
According to the product description of Alipay pension, the liability of pension insurance mainly comes from three aspects, namely:
Pension Pension -- male from 60 years old to receive, women from 55 years old, the amount of money is fixed. For example, if a 30-year-old man has a pension of 10000 yuan, he can get a fixed pension of 1010 yuan every year after he is 60 years old.
Bonus -- can start to receive from the next month of insurance, the amount received is related to the amount of insurance, and also related to the operation of the insurance company, so it is not fixed. Just for example, if you insure 10000 yuan, you can get a total of more than 100 yuan a year in terms of medium income, which is more than 10 yuan each month.
Death benefit: if the insured user dies before the start of collection, the insurance premium paid or the cash value of the policy will be paid. If the insured user dies within 20 years from the beginning of collection, the remaining unclaimed pension will be paid.
Which is cost-effective for Alipay pension and pension insurance?
There are two old age insurance products on Alipay: ·, lifetime pension, lifetime pension and the upgraded version.
National Insurance & middot; lifelong pension is a dividend type insurance, the income mainly comes from two aspects, one is pension, the other is dividend, in which the pension is fixed, the dividend is not fixed, divided into three grades, high school and low, starting from 1 yuan.
If you pay 1000 yuan a year for a lifetime pension and 10 years for a lifetime pension, you can get 62% - 197% of the annual premium.