There is a generation in China, the post-80s, who say that the post-80s are the last generation to catch up with the good times. When they don't earn money, the house is distributed; when they can earn money, they find that they can't afford a house and can't marry a wife; when they don't enter the stock market, all fools earn money; when they enter the stock market, they become fools. Many netizens lament What the future of the post-80s depends on to provide for the aged? How to deal with the problem of getting old before getting rich?
When the news of the two child policy was released, let's see what the post-80s generation said--
In 1980, a couple gave birth to only one child, and the post-80s became a single child; in 1997, the University began to charge, and the oldest one, the post-80s, aged 17, entered the University; in 2004, house prices soared, and the post-80s, aged 24, got married and bought a house; in 2015, China implemented a second child, aged 25-35, and became the main force of childbearing; in 2030, the population is aging, and the post-80s, aged 45 or so, should be prepared to take care of four old people, and raise two more Children, finally help two children with four grandchildren. Work, get 65 years old to retire & hellip; & hellip; I want to say: can we change the generation, don't catch the generation!
Survey: 10 post-80s, 4 house slaves, 3 car slaves, and 3 gnawing old people
There are about 200 million people in China's post-80s generation. They are the only child generation under the family planning policy. Today, they are in their thirties, and their life has entered into the mode of work, marriage and childbirth. A new weekly survey of the living conditions of the post-80s found that: 10 post-80s, 4 house slaves, 3 car slaves, and 3 old gnawing people.
The survey found that 80% of the 'post-80s' deposits are less than 100000 yuan, which is not enough to pay the down payment at all. Buying a house is obviously an unbearable burden. 34% chose to rent a house, 18% chose to huddle with their parents, only 29% paid the down payment for the house, and only 14% paid off the house. With regard to the money for buying a house, 26% of the people are funded by their parents, with a small proportion of their own (including their spouse's) deposits. 19.48% of the people are fully funded by their parents and relatives, with only 14% paid off by themselves. Because of the shyness in their pockets, 42.4% of the people said they would not buy a car in the past two years, while only 29% of the car owners. In other words, only three of the ten post-80s have cars.
The hard pressed post-80s are facing the pension crisis
It seems that supporting the aged is far away from the post-80s generation. Tell you that the post-80s generation is facing a pension crisis, maybe you will smile scornfully. But the oldest generation, the 80s, is now 36. In middle age, if you don't know how to plan for your old life, you are not mature. Not only that, the post-80s generation will also face serious pension difficulties such as empty pension accounts, housing pension, delayed retirement and so on.
The post-80s generation is the most tired generation. In our parents' generation, one person can work and support one family; in the previous generation, one person can work and even support five people. But now? A couple of the post-80s generation can support at most one child while their working income supports them. Even with their parents to reach out, married to gnaw old to live! If your parents don't have a pension, it's a very difficult time.
The post-80s are not without efforts, but what they are facing is a more serious reality than ever before -- greater pressure, more spending, and relatively less income. Although the monthly income is now several thousand yuan, due to inflation, the actual purchasing power may not be as good as the previous generation's tens of yuan, and inflation continues. What's worse is still to come: more and more people will retire in the future! Fewer and fewer people are working!
A couple of post-80s parents should support four old people and two children at the same time
2040 is the age of collective retirement for the post-80s. At that time, not only us, but also the post-80s in other countries will face a tragic pension outcome, that is to say, the future pension crisis will be global.
At the same time, before the retirement of the post-80s, not only the cost of living is high, but also they will face a 4-2-1 family structure as house slaves, car slaves and card slaves. That is to say, a couple of the post-80s should support four old people and one child at the same time. If you respond to the call of the state, they are two children. There is an old man who is sick and bedridden in the family. Several brothers and sisters take turns to take care of him. They are all out of their power, let alone two post-80s people to take care of four old people.
What can we rely on to support the poor post-80s?
Social insurance may not be able to rely on commercial insurance? More unlikely. As for housing for the aged, if there is no large-scale discount, it is also possible. But if the house depreciates, do you think the bank will accept your house mortgage for the aged?
In other words, the post-80s experienced high cost of living and undertook the most onerous task of support before retirement, but they faced the pension crisis when they retired.
Everyone is looking for a way out. Is there any way out? We can't see it today. No generation knows where to go when they are in trouble. Only after this period of time, when looking back, can we find a way out. The same is true of our generation. Life is never easy, but we still have to go on.