Although now can support Alipay or WeChat transfer, but a lot of business is still a bit more bank transfer, but how does the interbank transfer fee be paid? Is there no handling charge for cross region transfer? Xiaobian brings you to understand.
The service charge for inter-bank transfer is paid by the transfer party. If the service charge is transferred to RMB 100, the service charge will be deducted from the card of the transferor.
In August 2016, the "Network Financial Alliance of commercial banks" jointly sponsored by 12 national joint-stock commercial banks signed a cooperation agreement on account interconnection of commercial banks in Beijing. Alliance Bank announced to the public that cross bank transfer through mobile banking, personal online banking and other electronic channels is free of customer service charges.
Including China CITIC Bank, China Merchants Bank, Shanghai Pudong Development Bank, Everbright Bank, Huaxia Bank, Minsheng Bank, Guangfa bank, industrial bank, Ping An Bank, Hengfeng bank, Zheshang Bank and Bohai bank.
Extended data:
Intra bank non local transfer is free of charge:
In order to effectively curb the acts of buying and selling accounts and opening fake accounts, and comprehensively promote the management of real name system of accounts, the notice on strengthening the management of payment and settlement to prevent new illegal crimes in telecommunication network clearly stipulates:
Since December 1, 2016, if a banking financial institution opens a bank settlement account for an individual, the same individual can only open one class I account in the same bank. If a class I account has been opened and a new one is opened, class II or class III account shall be opened. The move aims to protect the safety of funds.
At the same time, in order to reduce the transfer cost of residents, the notice on strengthening the payment and settlement management to prevent the new illegal crimes in the telecommunication network made it clear that if the bank collects the handling fees for the businesses such as cash withdrawal and transfer in different places within the bank, it shall realize free of charge within three months from the date of issuance of this notice.