If you choose to pay by yourself, you only need to pay two types of insurance, namely, endowment insurance and medical insurance. (take Beijing as an example, the standards in different regions are different.) then how much does Dalian pay for its own social security in one year? What are the ways of collecting social insurance premiums?
Based on the social security base in 2018 (the upper limit is 23118 yuan; the lower limit is 3082 yuan), the personal endowment insurance (the minimum) is about 246.56 yuan, and the medical insurance (the minimum) is about 95.48 yuan, totaling 342.04 yuan / month and 4104.48 yuan / year.
If it is paid by affiliated units, it is required to pay two parts (5 types of insurance) of individuals and companies.
Extended data:
Collection method of social insurance premium
In this way, the insured's wage income is taken as the standard, and a certain percentage is stipulated, so as to calculate and collect the insurance premium. Adopting the proportion system, the main purpose of the original social insurance is to compensate the loss of income of the insured during the risk accident, so as to maintain their minimum life. Therefore, it is necessary to refer to the income on which the insured usually depends, on the one hand, as the standard for measuring the payment, on the other hand, as the basis for calculating the premium.
The biggest defect of the work-based proportional insurance system is that the burden of social insurance is directly related to wages. Whether the employer and employee bear the social insurance premium or one of them bears the social insurance premium, the burden of social insurance is shown as the increase of labor cost. As a result, capital will crowd out labor, resulting in the increase of unemployment.