Enterprise endowment insurance, also known as enterprise annuity, is a kind of enterprise behavior. Enterprises with good benefits can buy more insurance, while enterprises with poor benefits and loss can not buy insurance. What is enterprise annuity? What is the use of enterprise annuity? What are the benefits?
What is enterprise annuity?
Enterprise annuity is the supplementary endowment insurance for enterprises. It refers to a form of endowment insurance established by enterprises and their employees on the basis of participating in the basic endowment insurance in accordance with the national endowment insurance policy and the enterprise's own economic situation. It aims to improve the living standard of employees after retirement and make an important supplement to the national basic endowment insurance.
What is the use of enterprise annuity?
Enterprise annuity is not only an important supplementary form of the workers' retirement life security, but also an important means for enterprises to mobilize the enthusiasm of workers, attract high-quality talents, stabilize the workforce, and enhance the competitiveness and cohesion of enterprises. Its main functions are as follows: 1. Delaying the distribution of wages and incomes; 2. Maximizing the enthusiasm and creativity of workers; 3. Ensuring the basic life of retired workers under the condition that the replacement rate of basic pension decreases year by year.
What are the benefits of enterprise annuity?
The basic principle of the establishment of enterprise annuity system is that the enterprise must be voluntary. Why does an enterprise voluntarily establish an enterprise annuity? That's because there are many advantages in establishing an enterprise annuity system, some of which are as follows: 1. Establishing an enterprise annuity system is conducive to establishing a good image of the enterprise and attracting more excellent talents; 2. Establishing an enterprise annuity system is conducive to mobilizing the enthusiasm of employees and creating greater profits; 3. The establishment of the enterprise annuity system, while improving the welfare of employees, can make use of the relevant tax policies of the state to reasonably save taxes for enterprises and individuals.