After the festival, many people will also want to find a new job. At this time, the issue of social security becomes very important. At present, the flow of social workers has become more and more flexible, and most of them are working across regions. If I go to work in another place next year, what should I do about social security? The following editor will introduce these things about social security transfer from other places.
1、 Do you want to transfer social security to other places?
With the improvement of China's economic level, more and more salaried people are developing to the first tier and second tier cities. Therefore, more and more frequent job adjustment also makes them consider whether to transfer social security or not. Some friends even think it's easy to stop paying directly. Here's a reminder from the editor: social security must not be stopped because of employment in different places. When working in different places, the first thing to consider is whether to transfer social security.
The importance of social security is self-evident. It's not realistic to transfer social security frequently for small partners with more job transfers, which wastes a lot of time and energy. It's suggested that this kind of friends should not transfer social security temporarily. After settling down in a certain place, they can transfer the previously paid social security uniformly.
But for the vast majority of people, social security is better to follow people, because the policy has been changing, and it is always good to follow people. And we must be clear that the main purpose of social security transfer is to receive pension. How much pension can be received when retiring is closely related to the payment period, payment base, individual account balance and the average wage of the employees in the place where the pension is received.
2、 Basic steps and requirements of social security transfer in different places
1. Steps of social security transfer from other places
(1) Go to the last company to stop social insurance. (the company will stop it for you after leaving)
(2) Apply to the Social Security Bureau for social security transfer out and obtain the basic endowment insurance payment certificate.
(3) Take the payment voucher to the Social Security Bureau of the new workplace to complete the transfer in.
Note: the transfer of provident fund is to open the provident fund account in the new workplace before handling the transfer of provident fund in the original location.
2. Requirements for social security transfer from other places
According to the state regulations, when a man is over 50 years old and a woman is over 40 years old, social security accounts cannot be set up in a new city, only temporary accounts can be set up, and the original social security cannot be transferred to a new city. If the pension is paid into the temporary account, the pension relationship will not be transferred, and it is still in the original insured area. When the conditions for receiving the pension are met, all the savings in the temporary account will be collected together to transfer the receiving area or household registration area of the pension.
Note: in case of Floating Employment in the province, there is no age limit when applying for provincial transfer.
3、 Have paid social security more, where does receive pension finally?
1. The insured area of the insured is the same as that of the registered permanent residence. The place where the benefits are received is the registered permanent residence, and the insured area also receives the pension.
2. If the registered permanent residence is inconsistent with the insured land, the place where the insurance has been accumulated for 10 years shall be taken as the receiving place of pension.
3. If the insured has more than one place where the payment has been completed for 10 years, the place where the pension has been received shall be determined according to the last place where the payment has been completed for 10 years.
4. If all the local contributions of the insured are less than 10 years, then the pension relationship and related funds of the insured will be transferred back to the household registration place, where the pension will be paid.
4、 The influence of new social security policy on social security transfer
Great changes have taken place in social security payment after the implementation of the new social security policy, but fundamentally speaking, there is not much impact on our normal transfer of social security. Whether the social security relationship is deposited in the social security bureau is only that his social security collection is completed by the tax department.
After the collection, the social security fund, including the custody of social security expenses, is completed by the social security department itself. Therefore, when transferring social security, the issuance of social security relationship transfer and other things need to be handled by the social security department instead of the tax department.
In the process of transfer, as before, as long as there is a receiving unit issuing a letter of acceptance of social security, go to the original insured location for social security transfer. In the process of transfer, if there is a situation of arrears, it is necessary to make up the arrears before transfer. After the transfer is completed, there will be a transfer and payment details. As long as the transfer and payment details are handed over to the new insured unit, it will be completed.
Note: in the process of social security transfer, if the medical insurance needs to be transferred separately, then the medical insurance also needs to do such a transfer. If social security and health insurance are transferred in bundles, only one transfer is needed.
If you leave the original work unit without receiving the new work unit, you can transfer your social security insurance from the unit normally, you need to transfer it to your household registration location, and then participate in the insurance in the form of flexible employment.
If you take this form, you need to issue a letter of acceptance of social security in the Social Security Bureau of the place where your household registration is located, and then hold the letter of acceptance to transfer the social security to the Social Security Bureau of the place where your household registration is located to participate in the insurance in the form of flexible employment.
5、 Suggestions on handling social security in different places
1. Small partners who frequently change their work places and whose residences are uncertain can handle social security and provident fund respectively at their work places, and they can be transferred and consolidated in one time after several years.
2. For the friends in the first tier cities (Beijing, Guangzhou and Shenzhen), before transferring social security, it is necessary to find out the local policies. For example, in Shanghai, once the provident fund account is transferred out, it can't come back, and the provident fund account in other places in Beijing can't apply for provident fund loan, etc.
3. Some small partners just want to try their work in different places, so it is definitely not recommended to transfer social security, just pay it in the local area, and it will be convenient to transfer to other places.
The above is the relevant matters of social security relocation sorted out by small editors. The new social security policy has been implemented since January 2019, which will also have a certain impact on the social security collection of various companies. I'd like to remind my friends that we should make up as much as possible after the transfer of social security, otherwise it may affect a number of social welfare.