I believe that everyone is familiar with the process of buying insurance, paying fees and insurance. We have been dealing with it since we were small. But the related problems of insurance transfer are relatively new. For example, can endowment insurance be transferred? How? Let's learn about it together with Xiaobian.
First of all, endowment insurance can be transferred. The main steps are as follows:
1、 The insured shall issue the basic endowment insurance payment certificate to the social security institution of the original insured place.
2、 The insured shall apply to the social security institution in the new place of employment for continuation with payment certificate, household registration, ID card and other relevant elements.
3、 Waiting for review, usually the social security institution of the new employment place will review the applicant's conditions within 15 working days to see if they are met.
4、 Within 15 working days after receiving the contact letter, the social security institution of the original insured place will clear up whether the applicant's insured payment is in arrears and handle the transfer of endowment insurance fund, terminate the applicant's local insured relationship, and issue the information form of transfer of basic endowment insurance relationship to the new insured place.
5、 The social security institution of the new insured area shall complete the formalities within 15 working days after receiving the information form and the transfer fund.
According to the Interim Measures for the transfer and continuation of the basic endowment insurance relationship of urban enterprise employees, from January 1, 2010, the endowment insurance relationship of all the employees, including migrant workers, who participate in the basic endowment insurance of urban enterprise employees, can be transferred when they are employed across provinces, and 12% of the overall fund (unit payment) needs to be transferred. However, according to Xiaobian, at present, only endowment insurance can be transferred, while other social insurance such as medical insurance and work-related injury can only be used in the insured area, but later other insurance will continue to be transferred, so we can look forward to it.