Recently, the notice on improving the basic endowment insurance system for urban and rural residents was issued, and the social endowment insurance for urban and rural residents was renamed as the basic endowment insurance for urban and rural residents in accordance with national regulations. What is the condition of Chongqing endowment insurance? 2019 Chongqing rural endowment insurance policy.
Added Payment Grade
The original annual payment standards for young and middle-aged people in Chongqing's basic endowment insurance for urban and rural residents were 100 yuan, 200 yuan, 400 yuan, 600 yuan and 900 yuan respectively. In the new policy, the annual payment standard is adjusted to 12 grades, namely 10 grades of annual payment of 100-1000 yuan and 2 grades of 1500 yuan and 2000 yuan. The insured can continue to pay according to the original standard, or can choose to pay according to the new standard, and pay more.
Increased government subsidies for insured contributions
In the new policy, the government subsidy standard for insured contributions is adjusted from 30 yuan per person per year to echelon subsidy. The new subsidy standards are respectively 30 yuan for the first level, 40 yuan for the second level, 50 yuan for the third level, 60 yuan for the fourth level, 70 yuan for the fifth level, 80 yuan for the sixth level, 90 yuan for the seventh level, 100 yuan for the eighth level, 110 yuan for the Ninth level, 120 yuan for the tenth level, 130 yuan for the eleventh level and 140 yuan for the twelfth level. The higher the payment grade the insured chooses, the more government subsidies they will get, and the more they pay, the more they will make up.
We have set up a mechanism of long-term payment and multiple payments
According to the new policy, the insured with a payment period of more than 15 years will receive an additional basic pension of 2 yuan per month for each year.
Improved personal account processing methods
According to the new policy, the amount of personal account is calculated according to the national regulations, and the balance of personal account funds (including government subsidies) can be inherited according to law. If the insured person leaves the country to settle down or dies before receiving pension treatment, the amount of personal account deposit shall be returned. After the death of the insured, the balance of the fund in the individual account shall be returned. Both amounts include individual contributions, collective subsidies (social assistance) and government subsidies. In addition, the new policy will also expand the scope of the funeral allowance from the original receiving treatment to all insured personnel. There is no worry about the payment of the insured.
It has realized the inter overall transfer within the system
If the household registration of the insured is transferred, the basic endowment insurance relationship of urban and rural residents can be transferred according to the regulations. However, the basic pension insurance relationship between urban and rural residents shall not be transferred if they have received the pension treatment as required.
Conditions of Chongqing endowment insurance:
1. Rural residents and urban flexible employees over 16 years old;
2. People who have not enjoyed basic endowment insurance (retirement) treatment in cities and towns over 60 years old.
Place of Chongqing endowment insurance:
Take my ID card and household register to the village committee (community neighborhood committee) of the household registration place to apply for insurance, and go through the insurance procedures at the township (street) social security office. I can also directly hold the relevant certificates to go through the insurance registration procedures at the township (street) office.
Policy differences of different age groups of Chongqing endowment insurance:
1、 Regulations on the participation of young and middle-aged people
1. Payment standard of endowment insurance for middle-aged and young people
At present, the annual payment standards for young and middle-aged personnel are 100 yuan, 200 yuan, 400 yuan, 600 yuan and 900 yuan, which are chosen by themselves and paid annually. A qualified village collective shall give a subsidy to the insured for payment, and the subsidy standard shall be democratically determined by the villagers committee. Encourage other economic organizations, social welfare organizations and individuals to provide subsidies for the payment of the insured. After the middle-aged and young people have paid off the endowment insurance premium according to the regulations, the government will subsidize 30 yuan per person per year in their personal account. Among them, for the severely disabled who have reached level 1 and level 2 of disability, the government will pay another 40 yuan of endowment insurance premium per person every year.
Individual payment, collective subsidy and other social and economic organization subsidy, government payment subsidy are all entered into individual account, and interest is calculated according to the regulations.
2. Conditions for middle-aged and young people to receive pension
a. Young people who have reached the age of 60 and have paid for 15 years or more shall receive basic pension monthly from the next month when they have reached the age of 60.
b. The middle-aged people who participate in the insurance and payment shall receive the basic pension monthly from the next month when they are over 60 years old.
2、 Regulations on the participation of the elderly
1. Payment standard of endowment insurance for the elderly
Payment amount: monthly payment grade multiplied by the number of payment months; monthly payment grade: there are three grades: 40 yuan, 60 yuan and 90 yuan; payment months: calculated according to the actual number of months I have lived from the age of 75. The minimum period shall not be less than 60 months; payment method: one time payment, once the payment grade is selected, it shall not be changed. The government will also give subsidies to the elderly who choose to pay. According to the payment period, each person shall pay 30 yuan of endowment insurance premium (deducted from the payable amount) every year. Among them, for the severely disabled with disability level of 1 and 2, the government shall pay an additional 40 yuan of endowment insurance premium (deducted from the payable amount) per person every year.
2. Old age pension
a. Choose the elderly who do not pay: receive basic pension monthly, currently 80 yuan per person per month.
b. The elderly who choose to pay: they receive basic pension by month, which consists of two parts: basic pension (currently 80 yuan per person per month) and individual account pension (i.e. the monthly payment grade selected for one-time payment).
If the above two categories of personnel (including the young and middle-aged people who reach the age of 60) meet the requirements, they can also be granted two additional special treatment: first, the parents of the only child will be granted 10 yuan of basic pension every month. Second, the elderly aged over 70 years old and above will be given an additional 10 yuan basic pension every month.