Five insurances and one fund are very important for each of us. They are social security for our work and life, so we must pay attention to them. Every year, China's pension policy will be revised or adjusted according to the actual situation, and it is also responsible for itself to pay attention to the new policy at any time. Many people have handled five insurances and one fund, but they don't know the payment proportion of five insurances and one fund. What is the payment proportion of five insurances and one fund in 2019?
Although the proportion of five insurances and one fund paid by all parts of China is not completely the same, most provinces and cities pay more than 40% of the total wages. Ma Kai, vice premier of the State Council, said that at present, the level of endowment insurance payment is on the high side, with five insurances and one fund accounting for 40-50% of the total wage. The following is the payment proportion of five insurances and one fund in a city:
The payment rate of endowment insurance unit is 20%, and that of individual is 8%;
The payment proportion of medical insurance units is 10%, and that of individuals is 2%;
The contribution rate of work-related injury insurance unit is 0.2-1.9%, and the individual does not pay;
The payment proportion of maternity insurance unit is 1%, and the individual does not pay;
The contribution rate of unemployment insurance unit is 1%, and that of individual is 0.5%;
The contribution proportion of housing fund units and individuals is 7% respectively.
Each region has different regulations on the payment amount of five insurances and one fund. The base number is the total wage. Some enterprises have basic wages and subsidies when they pay them, but some enterprises only pay basic wages when they pay them, which is against the law. The specific proportion should be consulted with the local labor department.
[reply]: the payment limit of five insurances and one fund is different in each region. The base is the total wage. Some enterprises have basic wages and subsidies when they pay them, but some enterprises only pay basic wages when they pay them, which is against the law. The specific proportion should be consulted with the local labor department, and the payment proportion varies from place to place.
2、 What is five insurances and one gold? How is the payment ratio calculated?
[reply]: five insurances are endowment insurance, medical insurance, unemployment insurance, work-related injury insurance and maternity insurance; the payment proportion of five insurances and one fund shall be based on the policies of each region. For example: Beijing endowment insurance: 20% of the unit's contribution, 8% of the individual's contribution; medical insurance: 10% of the unit's contribution; 2% of the individual's contribution + 3 yuan of the overall plan unemployment insurance for serious illness: 1% of the unit's contribution, 0.2% of the individual's contribution; work injury insurance: 1% of the unit's contribution; individual's non payment; maternity insurance: 0.8% of the unit's contribution; individual's non payment; housing fund: single Personal contribution rate: 12%; personal contribution rate: 12%
3、 How to pay the five insurances and one fund? The ratio between the company and myself. Please explain in detail.
[reply]: if 2000 yuan is taken as the payment base, 20% will be paid by pension units, 10% will be paid by medical insurance units, 1.5% will be paid by unemployment units, 12% will be paid by provident fund units, 1% will be paid by work-related injury insurance units, 0.8% will be paid by maternity insurance units, a total of 45.3%, and 906 yuan will be paid by units. You have to pay 8% for endowment, 2% for medical treatment, 0.5% for unemployment, 12% for provident fund, totaling 22.5% and 450 yuan.