now more and more people are paying attention to the pension problem. Many netizens don't know what the pension balance in social security refers to? How to account for the pension balance in social security?
1. The amount of individual account of endowment insurance in social security can not be taken out for use. The amount of retirement pension has a lot to do with the amount of individual account, and the specific calculation is very complex. The amount of individual account of social security medical insurance can be paid in outpatient and emergency department at ordinary times, or can buy medicine at designated drugstore until the balance is 0.
2. Among the endowment insurance premiums paid by units and individuals, one is included in the overall planning and the other is included in the individual account. 11% of the individual payment and the unit is included in the individual account. In some places, the accounting scale of individual accounts is 8%, all of which are individual payment.
Development information:
1. Some of the endowment insurance premiums paid by units and individuals are included in the overall planning and some are included in individual accounts. The payment included in the individual account, as well as the interest rate generated by the national published individual account bookkeeping interest rate, are included in the individual account, which is called the balance of endowment insurance individual account.
2. By the time of retirement, the individual account balance divided by 120 months, or by the average number of remaining months, is the individual account part of the monthly pension. In addition, the overall planning part, adjustment fund and so on constitute the whole pension. Some of the endowment insurance premiums paid by units and individuals are included in the overall planning and some are included in individual accounts.
3. Among them, three points (about 3% of personal salary) in the part of personal payment (8% of wage or social average wage) and unit payment (20% - 30% of total wage or social average wage, depending on local policies) are included in the personal account, totaling 11%. In some places, the accounting scale of individual accounts is 8%, all of which are individual payment.