Many friends have worked in Shanghai for many years. What about the endowment insurance paid in Shanghai after retirement? What are the conditions for foreigners to get pension in Shanghai? Shanghai outsiders pension extraction method steps to understand.
Pension conditions
Incumbents
1. Reach the retirement age set by the state and this Municipality; male shall be at least 60 years old, female shall be at least 55 years old in management and technical work, and female shall be at least 50 years old in direct production and service work (excluding female employees who are cadres of public institutions).
2. The unit and the person shall pay the endowment insurance premium according to the regulations;
3. The payment period (including the continuous working years before the end of 1992) has accumulated to 15 years.
Unemployed person
All the following persons who have participated in the basic endowment insurance of the city and established an individual endowment insurance account, stopped paying, and whose basic endowment insurance relationship has reached the legal retirement age in the city and who have paid for 15 years in total and meet the basic pension requirements stipulated by the state and the city can apply for the basic pension in the city:
1. Persons with registered permanent residence in the city;
2. Those who have paid the basic endowment insurance premium in this city (including the continuous working years or working years that can be calculated according to the national regulations during the employment period in this city) for more than 10 years and have gone abroad (Overseas) to settle down;
3. According to GBF (2009) No. 66 regulation, the place of receiving the treatment is to determine the external employees in this city.
Flexible employees, self-employed industrial and commercial owners and their assistants, and employees of informal employment labor organizations
1. Male over 60, female over 55;
2. The total payment period (including the "virtual account and actual account" and the deemed payment period) has reached 15 years;
3. In line with the conditions of this city determined by the state as the place of receiving pension treatment.
Personnel engaged in special work
1. Male over 55, female over 45;
2. The payment period (including the continuous working years before the end of 1992) has accumulated to 15 years;
3. Work for 10 years in high altitude and extra heavy manual work, 9 years in underground and high temperature work, and 8 years in other work harmful to health;
For those who have been engaged in two or more special types of work, the actual working years of two or more special types of work can be added up, and the retirement conditions shall be mastered according to the provisions of long working years required for special types of work.
A person who is completely bereaved by illness
1. Being injured due to illness or non work and being identified by the municipal labor capacity appraisal center as completely losing the labor capacity;
2. Male over 50, female over 45;
3. The payment period (including the continuous working years before the end of 1992) has accumulated to 15 years;
4. It meets the conditions for applying for pension stipulated by this Municipality.
Overseas staff coming to Shanghai
After the overseas staff come to Shanghai to participate in the insurance, when the male is over 60 years old and the female is over 55 years old, and the payment period is in line with the provisions of the state and this Municipality, they can go through the procedures of applying for the basic pension and calculate and issue the basic pension according to the provisions.
Conditions for receiving endowment insurance benefits in Shanghai
In combination with the above policies and cases, for friends who come to Shanghai to work hard, they need to meet the following conditions to receive pension in Shanghai:
1. Reaching the retirement age stipulated by the state and this Municipality;
2. The unit and the person pay the endowment insurance according to the regulations (the basic endowment insurance relationship is in this city when they retire);
3. The total payment period (including the continuous working years before the end of 1992) has reached 15 years (including the years of non local social security);
4. The accumulated payment period in Shanghai is more than 10 years (excluding the period of non local social security).
In line with the basic pension conditions stipulated by the state and this Municipality, and the place where the benefits are received is determined as the insured personnel of this Municipality, the basic pension shall be calculated and distributed in accordance with the current basic pension calculation and distribution methods of this Municipality.
Where can I get my pension?
Example 1: the registered permanent residence is Shanghai, the endowment insurance account is opened in Shanghai, and the receiving place is Shanghai
Example 2: the registered permanent residence is Ningbo, the payment has been made in Shanghai for more than 10 years, the basic pension relationship is in Shanghai, and the receiving place is Shanghai
Example 3: Ningbo, the place of residence, has paid for over 10 years in Shenzhen and Chengdu, and the place of receipt is Chengdu.
Example 4: Ningbo is the place of household registration, none of which has paid for more than 10 years, and Ningbo is the place of receipt
We will take into account our registered permanent residence, the city where the basic pension relationship is located, and the city where the payment has been made for more than 10 years, and then we will know where to receive the pension after retirement!