Every year, the state will issue new policies according to the national conditions and change some existing policies. The endowment insurance policy that everyone pays close attention to also has new change in 2019, the new change of endowment insurance policy will also affect this large number of people, let's take a look together.
1、 What are the new changes of rural pension policy in 2019?
1. The amount of pension payment will change
In 2018, the national regulations on endowment insurance for urban and rural residents set the minimum pension standard of 88 yuan per person per month. However, it is understood that there will be some changes in the level of pension payment from 2019. After the change, the pension payment standard is divided into 12 payment levels, but the benchmark of paying more will not change. Rural friends can make choices after measuring their own specific economic situation. If they can't afford so much, they'd better choose their own appropriate payment level.
2. The one-time payment system will be cancelled
In the past few years, when the implementation of rural endowment insurance policy started, in order to encourage farmers in the age of 45-60 to pay for their own endowment insurance, the state implemented the policy of one-time payment of endowment insurance. That is to say, after a one-time payment of the endowment insurance, the farmer friends can get a certain pension every month after the age of 60. However, it is reported that from 2019, the policy of one-time supplementary pension will be cancelled. No matter the urban account or the rural account, everyone must pay the pension insurance on time every month of every year. So if there are still farmers whose friends haven't paid their endowment insurance by the age of 45, they need to know about it quickly so as not to miss the best time to pay.
3. The way of endowment insurance payment will change
We all know that although the current rural development is much better than before, there are still many rural elderly who can not afford the cost of endowment insurance. Therefore, in order to alleviate this situation, the country will implement rural loans to pay endowment insurance from 2019. If the economic conditions are really difficult for farmers, they can apply for low interest loans to pay for endowment insurance. When they are 60 years old, they can take out a part of the loan to repay the original amount.
4. New pension subsidy provisions for specific groups
Since the implementation of the land policy, a lot of farmers have lost their land because of land acquisition, so the economic source is less. Therefore, the state has also introduced a subsidy for the amount of endowment insurance for farmers whose land is lost. However, the amount of specific subsidy is related to the area and use of the land they have been expropriated. This can be understood by relevant departments.
Two, farmers friends, please note that in 2019 these conditions can not receive pension
1. The old man can't get pension after his death
Now in many rural areas, some years after the death of the elderly at home, the family did not go through the relevant procedures after the death of the elderly, but still help the elderly to get pension. This situation is not allowed by the state, and the nature of this behavior is very serious. If the relevant departments find out, they will give certain punishment, so you rural friends must be clear.
2. The elderly can't receive pension for more than 6 months
Sometimes in the countryside, the old people are missing. If the old people are missing in the family, the old people's pension will be paid within six months. However, if the elderly have not been recovered after six months, the relevant departments will stop providing pension for the elderly. If the old man is found and taken back later, the pension belonging to the old man will continue to be paid, and the part that was stopped before will also be supplemented.
3. The elderly who fail to pass the qualification certificate cannot receive pension
In our country, there are still quite a number of rural areas where the information channels are relatively closed, so there are many errors in the identity registration of farmers. In this case, the state requires the elderly to regularly go to relevant departments for qualification certification, so as to ensure that the identity information of the elderly is correct. If an elderly person fails to pass the identity certification, he will not be able to receive a pension.
The above is the new changes of pension insurance in 2019. Pension insurance is related to our life security after retirement. You must understand clearly and consult in time if you don't understand, so as not to miss the policies and help in this regard.