Pension, also known as pension and retirement fee, is one of the most important social endowment insurance benefits. Can we withdraw the pension for death? Can family members receive pensions on their behalf? Let's have a look.
Nowadays, almost all companies will pay social pension together with their employees after they become regular employees. This social endowment insurance fund is our commonly known pension, which is specially paid by the state for young people. It is guaranteed that after they lose their ability to work in old age, they will be paid monthly according to the amount of this insurance fund paid in young age, which to a large extent guarantees that they will have a certain income in old age.
However, people tend to have a lot of diseases or accidents when they are old. If the pension has not been fully received, can it not be taken out? Today, Xiaobian asked the relevant department personnel about this question. Next, let's listen to what he said.
First of all, after the death of the old man, the pension can not be taken in place of him. Some people will not register the fact that the old man has died because the old man has not received all the pensions in the world, but hide the fact, so as to receive the pension instead of the old man.
In fact, this is a very bad insurance fraud, because pension is a kind of social insurance, and there are clear provisions for insurance fraud in our country, and the consequences are very serious, so if the old man dies, he should go to the relevant departments in time to close the account.
So, does this mean that the pension is in vain? It's not. If the old man dies just one month after receiving his pension, the relevant units will stop paying the money to the old man's account in the second month, and the remaining pension in the personal pension account can be inherited by the old man's heir as a form of inheritance.
Pension personal account refers to the part paid by us. As everyone who pays social security knows, social security is 12% of the amount paid by the company for employees, and 8% of the amount paid by us.
If the old man dies, this part of the personal contribution can be inherited by the designated successor or the family of the old man. Of course, this amount is much less than the 12% part, but it is also a considerable amount.
All in all, are you clear about whether the old man will be able to withdraw the money when he dies just after receiving a month's pension? Finally, the editor must remind you that in fact, not only the pension part can be regarded as Heritage Inheritance, but also the family members can receive funeral expenses and a pension, specifically how much they can get, which is also paid by the current year and the basic working capital of the location.