endowment insurance should be paid every year. Many netizens ask if they don't want to continue to pay endowment insurance now. Can the endowment insurance paid by individuals be taken out? How to get the endowment insurance paid by individuals? I will introduce you to the relevant knowledge and the list of endowment insurance claim process.
(1) Rural household registration
If the personal account of endowment insurance is selected for liquidation when leaving the company, the accumulated amount of personal account (personal payment part and interest) can be returned to the company in one time, and the payment record shall be cleared at the same time, and then it shall be treated as new insured, and the payment period shall be recalculated.
(2) Urban hukou
In general, it cannot be liquidated. There are only three special circumstances for liquidation:
1、 When reaching the legal retirement age and not reaching the accumulated payment for 15 years, you can apply for one-time settlement of the accumulated amount of the individual account of endowment insurance to return it to you.
2、 If he dies before retirement, the accumulated amount of the individual account of the endowment insurance can be liquidated in one time. This part can be inherited, that is to say, it is claimed by the legal heir. 3、 In case of retirement and death, if the amount of personal account has not been fully collected, the balance can be settled in one time and collected by the legal heir.