How to make endowment insurance suitable for self-employed people? What are the benefits of endowmen

recently, many netizens are asking how to make endowment insurance suitable for self-employed households? What are the benefits of endowment insurance? Let's take a look with Xiaobian.

individual businesses should participate in the form of individuals: individual businesses or freelancers can also be called "flexible employees" endowment insurance. The payment base can choose 60%, 80% and 100% of the social average wage as the payment base according to their own bearing capacity. (the provincial overall planning takes the average wage of on-the-job employees of the previous year published by the Provincial Bureau of statistics as the payment base, and the municipal overall planning takes the average wage of on-the-job employees of the previous year published by the local municipal bureau of statistics as the payment base). The contribution base shall not be less than 60% of the social average wage and shall not be higher than 300% of the social average wage. The proportion is 19%. There is a precondition for the policy of paying for retirement for 15 years in a row. First of all, it is necessary to reach the legal retirement age. After paying for 15 years, you can go through the retirement procedures according to the policy. If you want to participate in the insurance as an individual, you need to be at least 60 for a man and 55 for a woman. As long as I.D. card and two 1-inch recent photos are taken to the endowment insurance agency of the local social security department, they can be handled.

Expansion information:

First, the state legislates and enforces it. All enterprises and individuals must participate in it. Those who meet the conditions for providing for the aged can receive pension from the social insurance department.

The second is the source of endowment insurance expenses, which are generally borne by the state, units and individuals or by both units and individuals, and achieve extensive social mutual assistance.

Third, the endowment insurance is social and has a great influence. There are many people who enjoy it for a long time, and the expenses are huge. Therefore, it is necessary to set up specialized agencies to carry out the unified planning and management of modernization, specialization and socialization.

Through the establishment of the endowment insurance system, it is conducive to the replacement of the old and the new, and the rationalization of the employment structure; it is an important measure to cope with the aging of the population, which is conducive to social stability; it can encourage the young to make progress, improve the wage standard, provide security for the life after retirement, and promote the economy from the side Economic development.

The problem of providing for the aged is not only a social problem, but also a global problem, which is related to the economic and civilized development of a country or society, so we need to pay enough attention to it. Due to the wide range of the implementation of endowment insurance, the long time for the insured to enjoy the benefits, and the large scale of expenses, it is necessary for the government to set up special agencies to unify legislation, rules, management and organization in the whole society.