Which bank has the fastest mortgage? Which bank is easy to mortgage? These two questions must be the most concerned questions of the netizens when they make the house mortgage loan. Let's learn from them.
After all, most of the time, our loans may be in urgent need. If the bank does not lend money, it may delay things, which is not worth the loss. So the speed of lending is also a very concerned topic.
Here we need to understand the concept that each bank has its own way of doing things, such as some banks have high loan passing rate, some banks have low interest rate, etc., and the speed of lending is also fast or slow.
So which bank has the fastest mortgage?
If it is a few well-known banks in China, the industrial and Commercial Bank of China is the fastest in handling real estate mortgage loans. As mentioned before, each bank has its own way of doing things. At present, most banks in China need to make real estate mortgage loans at least seven working days after the materials are delivered, and even inefficient banks will drag it to one month. With its efficient work efficiency, ICBC can complete the approval and start lending in 5 working days at the fastest.
If it is a private bank, the efficiency of Central Plains bank is probably the fastest. Generally speaking, the loan procedures of large domestic banks are very troublesome, resulting in low efficiency and slow lending speed; while the procedures of Central Plains bank are relatively simple, and the speed of handling is also much faster. For example, it also needs the borrower's personal credit information and income to prove that the efficiency of Central Plains bank's review will be much higher.
Therefore, if you ask which bank has the fastest real estate mortgage loan, both ICBC and Zhongyuan bank can consider it. And both of them are well-known banks in the industry, and they are reliable in reputation -- even if Zhongyuan bank is a private bank