How does Huabei withdraw cash? Does Huabei withdraw cash violate the law? Recently, ant Huabei reported that ant Huabei cleaned up thousands of illegal businesses suspected of cashing out. Once the businesses cashed out, they not only need to check the closed stores, but also will be listed in the blacklist. So how to calculate the service charge for withdrawing cash?
1、 What is flower?
Huabei, the original ant micro loan for consumers to create a "buy before pay" online credit service. At first, Huabei was limited to buying on Alibaba's tmall and Taobao. At present, more than 40 Internet shopping platforms support ant Huabei payment, such as Jumei premium products, vipshop, No.1 store, Amazon, dangdang.com, etc. It seems that Huabei is similar to a virtual credit card, but Huabei can only pay for shopping and can't withdraw cash.
2、 How to withdraw cash?
How can Huabei withdraw cash? Some people have a 'brain bending' and go to Taobao or tmall's businesses to cash in. In a short time, there is a wave of Huabei cash out craze. The general process of cash flow is to purchase a virtual product from the Taobao store where the user is in charge of the transaction, confirm that the payment is paid with flowers, then the merchant deducts a certain percentage of the handling fee and then the remaining money is paid to the buyer's Alipay. The more you spend, the more cash you can get at one time.
3、 How much is the service charge for withdrawal?
The handling fee of Huabei cash out is not low. It has been reported that the handling fee of Huabei cash out is 5000 yuan and 400 yuan. Xiaobian used to search on microblog, QQ group, post bar and other social networking sites, and there are endless small ads with the fee of 5% - 10%, or even higher. That is to say, cash out 10000 yuan, businesses can earn 1000 yuan at a time, cash out one time is about 5 minutes, the money is also fast enough, which has become the reason for many businesses to commit crimes against the wind.
4、 The risk of Huabei withdrawal
With more and more cash arbitrage, the risk is gradually emerging. Some lawbreakers set up frauds under the banner of "cash out", and even some fraudsters try to get the user's account and password information in the name of operating cash out. If the user is not careful, he will be cheated. However, there are many related cases in reality.
Compared with credit card application audit, the audit requirements of Huabei are much lower. But baby card reminds that it is illegal to withdraw money from Huabei. Once found, it may reduce sesame credit score, and seriously may affect personal credit records.