Can decorate a house draw accumulation fund? The state has certain regulations, but it still depends on your unit's policies. Different places have different policies, so it's better to go to the local housing fund management department for detailed consultation.
The following six cases can be withdrawn from the housing fund:
First, buy a house. This should be the way most people use provident fund. Nowadays, the house price is not cheap, and few people buy houses with full money. So when they buy houses, many people buy houses with loans. If there is provident fund at this time, it can reduce most of your pressure. When you sign the contract to buy houses, you have the opportunity to withdraw the provident fund once a year. However, the amount that can be withdrawn is limited and can only be paid down at most. If you are rich enough to buy a house in full, you can withdraw the money from the accumulation fund at one time.
Second, rent a house. You can ask people who don't want to buy a house or don't need to buy a house in a short period of time to consider this method. When renting a house, if you don't have enough money, you can use the accumulation fund. You only need to provide your rental contract and related materials, and you can get as much accumulation fund as the rent.
Third, house decoration. When you want to decorate your own house, the accumulation fund can also be used, which should be known by few people, but the money that can be taken out is limited, and can not be more than the money that you decorate your house. If you use accumulation fund when you buy a house, you can't use it when you want to decorate.
Fourth, they have been out of office for more than two years and have not been re employed. When you lose your job, it has been two years, and there is no new job, you can take this as a reason to cancel your account and take out the money in your provident fund. If you have not paid the provident fund, you can not use the resignation certificate.
Fifth, the family with minimum security. If your family has a minimum living allowance, you can raise the provident fund, but only once a year. When you withdraw, you can bring the required supporting materials
Sixth, suffering from major diseases. If you or your family are seriously ill and need surgery, you can also apply for provident fund to reduce the pressure of medical expenses. However, it is necessary to apply within one year after the patient leaves the hospital, and the withdrawal amount cannot be more than the cost spent in the hospital. You need to bring the patient's relevant certificate when you extract it.