Nowadays, it has become a problem faced by many people that medical treatment is expensive and difficult. Because of the constant deterioration of the environment, the dual pressures of life and work, overtime work, staying up late, and irregular lifestyle, many people's lives and health have been greatly threatened. Sometimes, once they are ill, they will drag down their families, so Alipay will live together with each other. As a new type of Internet insurance mode, are many people very novel about it? Today we will learn about it.
What is mutual protection?
Payment of mutual protection is a combination of ant insurance and Xin Mei, which is for each ant member to launch "mutual protection" to achieve serious illness protection, low threshold, high transparency, and mutual assistance. The ant members who are 650 points or more of sesame seeds (under 60 years old) can join them without obtaining payment, and get 100 kinds of serious diseases including malignant tumors. Spread, oneself sicken can get safeguard gold in one time.
The purpose of this plan is to carry forward the spirit of "I for everyone, everyone for me" solidarity among employees, and solve practical difficulties for all participating employees. There are two assessment days each month, 14 / 28.
How much does mutual insurance need to be apportioned?
Suppose 3.3 million people join the program. As of the apportionment date, one member will be required to pay 300000 yuan of security benefits, plus 30000 yuan of 10% of the management fee. The 330000 are shared by 3.3 million members, each of whom is 0.1 yuan and 10 cents. Alipay deducted 1 cents from everyone's account.
Suppose 10 million people join the plan. On a certain sharing day, 10 members are ill, the security fund is 3 million, and the management fee is 3.3 million. Then it's apportioned to 10 million people, each of whom is 0.33 yuan. Alipay deducted 3 cents and 3 cents from everyone's account. An average of 3 points and 3 per cent were allocated to each sick member.
But if there are more cases in each period, it is estimated that the amount of money to be shared will increase. How many people will need help on the 28th?
Conditions for joining mutual insurance
1. Sesame credit score is more than 650.
2. Only for ant members and their minor children.
3. Members themselves are between the ages of 18 and 60.