For the working class, the income is often fixed, and generally only a part of it can be withdrawn every month to accumulate funds. Many working-class people think it's hard to save money. They will spend as much as they have a salary every month. If it's harder to borrow a house, a car or a loan, they will also draw part of their salary every month to repay the loan. But the working class can't manage money. Let's see how the working class manages money.
First of all, we need to know that the income of the working class will not increase, and it is fixed every month or every year, so we can only plan what percentage of the monthly living expenses will be used and what percentage can be drawn out every month for investment. The main investment is generally bank deposit. First, the small money is slowly saved up. Generally, at the beginning, it can not reach the threshold of the bank's financial management project. When the accumulation is enough, then invest in other products.
Second, the working class usually need to read more books about financial management and know more about financial knowledge. Only in this way can they make better investment, avoid risks and avoid losses caused by blind investment.
Third, all of the above are about saving money. Next, we will talk about open source. If the salary is relatively low, we can consider learning more knowledge in the original post, striving to improve our ability, changing jobs, and changing jobs with higher incomes. If you can't achieve your goal for a while, you can do some part-time work in your spare time. We usually form the habit of not spending money indiscriminately. We should buy what we need.
Fourth, if we have accumulated more than 50000 yuan of funds, we can consider investing in bank products, pay attention to both income and risk, and have a comprehensive understanding of the products we want to invest in.
The above is about how to manage money for the working class. I don't know if you have learned it.