Recently, in the investment market, fixed fund investment suddenly began to become popular, which is praised by the majority of media as an investment of "long-term investment must make money", but many people don't understand fixed fund investment, so what does fixed fund investment mean? Does fixed investment fund make money? Let's take you to know below.
What does 2019 fund fixed investment mean
The fixed investment of the fund is to purchase the fund in a specified period. The fixed investment method of the fund is similar to zero deposit and lump sum withdrawal. It selects the deduction cycle and amount according to its own situation and adopts the batch purchase method, which overcomes the risk defect of buying at only one time point. It can balance the cost and disperse the market risk. As long as it persists, it can often obtain unexpected benefits.
If a single purchase of funds is an addition, and the fixed investment of funds is more like subtraction, it can reduce the capital cost of investors' single purchase of funds, reduce the psychological burden of investors' single purchase of funds, and obtain income through the accumulation of time. This way of buying funds regularly and regularly can make investment more efficient.
Will fixed investment fund make money
In theory, the fixed investment of investment funds can not guarantee 100% profit, but compared with ordinary fund investment, the trading method of fixed investment of funds is similar to stocks, which can increase the number of investments and reduce costs, but the risks behind fixed investment of funds still exist. So how does fund fixed investment make money? Refer to the following:
1. Buddhist fixed investment method: this method is the simplest and easiest way to operate, that is, invest a fixed amount of money at a fixed time, such as 1000 yuan on the 1st of each month. This method is simple to operate and does not consume a lot of energy and time, but it often misses the opportunity to pick up bargains in the market position and buys at a high price when the market is high, resulting in a low maximum profit rate, an increase in the maximum loss rate, and a longer time to turn losses into profits.
2. Floating fixed investment method: this method is to adjust according to the fixed investment funds you set in each period and combined with the current market index (or other specific indexes), so as to buy less at the high level and buy more at the low level. For example, taking the buying point as the standard, the fixed investment amount of 1000 yuan will be increased for every 10% drop. This method is also relatively simple. It can avoid more expensive chips and absorb cheaper chips. However, the disadvantage is that this investment method will invest more principal. If the funds are not sufficient, this method is difficult to adhere to.
3. Risk aversion buying method: that is to avoid systemic risk and buy in the low net worth area of the fund. For example, avoid the sharp decline in June and July 2015 and start fixed investment in August 2015. This way is probably the core way of the smile curve. Buy low, wait for high profits. However, it has high requirements for investors' ability to study and judge the market. Basically, Xiaobai can't operate it.