The payment of Alipay and WeChat has been deeply integrated into our daily life, especially Alipay, whether it is consumer payment, payment, loan or instant transfer, can be easily fix on Alipay. Even Alipay is also known as a network purse. But when the transfer time is beyond the stipulated range, it is necessary for handling fees. How much is the Alipay transfer fee?
According to Xiaobian, no matter whether I transfer to my bank card or someone else's bank card, a number of Alipay real name accounts under the same identity card will be shared for 20 thousand yuan free of charge for the whole life. In this amount, transfers and balances are free. After exceeding the quota, the surcharge will be charged at 0.1%, with a minimum of 0.1 yuan / pen.
Alipay free transfer strategy
1、 Ant points should be sufficient. If you want to really free fees, you have to ensure that your ant points are sufficient. There are many specific methods, for example, using ants to spend more money on the offline line, using Alipay charging, paying electricity or using other business of Alipay. These methods can get the ant score very quickly. It should be noted that the validity of ant score is one year, and the expired points will be cleared at 24 every December 31st.
2、 Ant points easily change quota. The most important point is here! If you have to transfer to the bank card, pay attention! When transferring, there will be a prompt telling you that you can avoid the transfer fee, but you need to exchange ant points for free quota! Basically, 1 point for 1 yuan of free quota, to understand well, for example: transferring 1000 yuan will consume 1000 points, saving 1000 yuan of transfer fees, rather than 10 yuan 00 yuan. If you are a diamond member, 1 point can be exchanged for 3 yuan of free quota.