On November 7, wechat payment announced that since December 1, 2017, wechat payment will charge 0.1% of each user's cumulative monthly repayment amount exceeding 5000 yuan (minimum 0.1 yuan), and the part not exceeding 5000 yuan will still be free of charge. At one time, netizens burst the pot & hellip; & hellip;
Wechat paid users a one month transition period, 'from December 1, 2017 to December 31, 2017, the Commission was reduced: each person paid less than 20000 yuan per month, and the Commission was all reduced'. The handling fee is reduced randomly. First, make an appointment for financial repayment, that is, purchase various financial products through wechat financial management, and second, repay for more than three months in a row. Note that it is a random reduction, not a reduction. This is to bind users to the platform and increase the viscosity between the platform and users. This is after wechat charges the withdrawal amount exceeding 1000 yuan in March 2016, the charge is extended to credit card repayment again.
Because of the dissatisfaction of users caused by WeChat's repayment fees, many users indicated that they had to turn to Alipay because Alipay was free and did not expect to charge. Why does Alipay dare to put benefits into the user's hands without charges? Alipay differs from WeChat and Alipay in online shopping. The amount of money is very large and the rate of processing payment is also the first in the industry. Basically, we must dump WeChat to pay for several streets. The most important thing is that Alipay itself is profitable, and the businesses that have been involved have paid a lot of fees to them, and there are also ants flowers. Bai, ant and other profitable projects, although WeChat also has micro loan, but in terms of frequency and amount of size and Alipay are too different. Therefore, Alipay can choose to bear all kinds of expenses, but WeChat can not do this, because its profitability is very poor, WeChat's expertise is social, so users choose Alipay is reasonable.