May have been reduced or borrowed is suspended, will appear after the repayment amount is still shown to be zero, specifically recommended you consult Alipay customer service.
Open the ant to borrow, the system will carry on the multi-dimensional appraisal and the audit to the Alipay account, if the appraisal has not passed, then cannot be opened. For example, when you apply for a loan, the bank needs to evaluate your credit, repayment ability, income level and asset information.
(1) Credit: please keep a good credit situation, including PBC credit reference and sesame credit score.
(2) account usage: it is recommended to maintain good account usage status, and use Alipay to make transactions more frequently, such as supermarket shopping malls under the line, etc., can use Alipay as much as possible.
(3) Information integrity: as far as possible to improve the account identity information and asset information.