Does it matter if it's overdue for one day?
Alipay has not been on credit for one day overdue, but it has little impact on credit losses, but it has an impact on the continued use of Alipay and borrowing.
1. First of all, it will affect the sesame credit score. The next time you evaluate the sesame score, your sesame score may be less. A month just up one or two points, may be overdue for a day to give you dozens of points down.
2. Sesame credit score is also recorded. If sesame score is negative, you will encounter obstacles when you need to authorize sesame credit. For example, in Alipay, there are good loans and net business loans.
So you should pay attention to a little bit, don't because overdue one day and affect your use.
How about one day overdue
Some small partners will say that one day overdue should have no effect, but it is not the case. No matter how many days you are overdue, it will cause these effects:
1. Sesame credit score: borrowing and overdue repayment will reduce sesame credit score. For example, if your sesame credit score is 660, it may become 600 the next day.
2. Other business: borrowing one day overdue will also appear in sesame's bad credit record, which will hinder some users in handling other tasks.
3. Using Jiebai: many users reported that their own Jiebai was closed only one day later and could not be used any more.