2018 is the interest rate of Alipay Internet business high? How can the net business loan be paid in advance?
Sihai: the network business bank is the commercial bank founded by ant Alipay, which is closely related to Alipay. It can apply for payment of the business of the merchants by opening the banking business of the Internet business, but many people are not interested in the interest of the Internet business. How can the net business loan be repaid in advance? Let's get to know.
Is the interest of online business loan high
The maximum term of repayment of online business loan is 12 months, and the daily interest rate of loan is 0.018% - 0.045%, which is paid as you borrow. Compared with other loan products, the net business loan interest is very low, which is lower than all the loan products of Alipay, and the lowest interest rate is 0.03%.
The total annual interest of Alipay's net loan borrowers is 10 thousand yuan, which is 348.15 yuan. The principal should be repaid every month: loan principal &pide, loan term, monthly interest = loan principal * loan monthly interest rate, monthly interest rate = daily interest rate ×, 30. [!-- empirenews.page
How does Alipay Internet business loan pay in advance?
1. start Alipay software. Under my menu command, if the function of net business loan is opened, the loan can be started directly, and the amount will be paid according to sesame credit score. At the same time, the system is automatically graded according to the users' habits and purchasing power of Alipay.
2. After entering the loan page, click the loan record to be prepaid.
3. After clicking repayment, there is a loan record interface. The prepayment must be for the loan contract still in use, as shown in the figure. Click the loan category still in progress to enter the prepayment application.
4. After clicking repayment, the system page will jump to the loan record page that can be repaid, and then a prepayment button will appear at the bottom, click prepayment.
5. Prepayment is free of service charge, which is a good function in case of urgent use of money. It is also convenient to apply for loan again. Enter the amount you want to repay. If you have already incurred interest, you cannot exempt it. You can only exempt the interest after that.
The above is about the loan interest of online merchants and how to repay in advance. If you need to repay in advance, just follow the above method. I hope it can help you.