How to add names on the real estate certificate in 2018
4hw.com.cn: many people who want to get married when buying a house will encounter adding the name of the other party to the real estate certificate to show their loyalty to each other's feelings. Then how to add or delete the name on the 2018 real estate certificate? What processes are needed to add the name on the real estate certificate? Let's take a look at it together!
How to add a name to the real estate certificate
Adding a name to the real estate certificate, in law, is to 'increase the co owners of the house'. In order to increase the co ownership of houses, there are three ways according to the current law: the donation of house property right, the sale of houses and the registration of property analysis.
We usually involve more, but also we are more concerned about the first point, generally is the parents in the real estate certificate plus the name of their children, or husband and wife plus the name of the other party. Let's take a look at the details!
1. Name of wife, children and parents
1. Take three cards (marriage card, ID card, real estate card) and their copies.
2. Go to the housing transaction center, the window staff will review the submitted materials.
3. The fee for the real estate certificate with name: 110 yuan, 80 yuan, 25 yuan and 5 yuan. If it goes well, you can get the real estate certificate in about 20 days.
2、 With loan real estate certificate and name
1. Go to the bank first to change the mortgage procedures.
2. Handling costs: in addition to the 110 yuan handling fee mentioned above. If the loan is provident fund, an additional 100 yuan is required; if it is a combination loan (provident fund loan + commercial loan), an additional 200 yuan is required.
3. The other steps are the same as the previous process of no loan.
3、 It's a lot more complicated to add a name to a real estate certificate without a direct blood relationship, because it will be regarded as a house sale, and the following fees need to be paid.
1. 3 yuan transaction fee per square meter.
2. For less than 5 years, 5.6% business tax plus 1% personal income tax (the period of time is from the date of issuance of the production license to the end of the trading day), and no need for more than 5 years.
3. 5 / 10000 stamp duty.
4. This contract, each about 5 yuan (different trading centers in each district).
5. If the man transfers 50%, all taxes will be calculated according to the market price. If one million houses are taxed, it will be 500000.
6. If there are several transferees on the certificate, the rights and interests of the certificate shall be divided equally.
Let's talk about the name reduction of real estate certificate
How much is the process and fee for the real estate certificate? According to the lawyer, the name of the real estate certificate can also be divided into different situations: if the name is added or removed between husband and wife, no deed tax will be charged. Adding or removing names between parents and children is regarded as a business, and deed tax shall be charged. Removing the name is similar to share transfer, and the process is similar to normal housing transactions. Only the deed tax of the share is paid, ranging from 1% to 3%.
There are four situations:
1. First purchase of ordinary residential buildings with an area of less than 90 square meters: 1%.
2. 1.5% for the first purchase of ordinary residential buildings with an area of more than 90 square meters.
3. Non first time purchase of ordinary residence: 3%.
4. Purchase of non ordinary residence: 3%.
There are differences in the real estate policies of different regions. This paper provides corresponding guidance for handling the real estate name increase and name decrease. The specific tax shall be subject to the actual handling.