2018 how much do you charge for Alipay's presentation? What is the 2018 Alipay cash charge standard?
Sihai: Alipay has been launched to popularize. Alipay can be seen as the history of China's online shopping and mobile payment. Alipay has been free since October 12, 2016. The Alipay began to charge transfers now. In 2017, what is the latest transfer fee standard for Alipay?
1、 Notice of withdrawal and transfer to bank card
In order to continuously enhance the service capability of Alipay to provide you with more excellent services, the rules of cash withdrawal and transfer to card fees in October 12, 2016 are as follows:
Personal users:
1. Each user who has passed the real name will enjoy a basic free quota of 20000 yuan (including transfer to bank card and withdrawal of account balance) for life. If the quota is exceeded, service fee will be charged at 0.1% of the exceeded amount, with a minimum of 0.1 yuan per transaction.
2. At present, there is no basic free quota for non real name accounts. The service fee is 0.1% for the amount transferred to the card, with a minimum of 0.1 yuan per transaction. In order to provide you with better services, it is recommended that you complete the real name certification as soon as possible.
Enterprise users:
Not affected by this charging policy, no charge for the time being.
reminder:
1. a number of Alipay real name accounts registered with the same identity card share a basic free quota.
2. if you have used the basic free quota, you can use ant score to exchange the free quota on the mobile phone Alipay (1 points =1 yuan free quota).
Two, transfer to Alipay account charges.
In order to mobile phone users to pay whenever and wherever possible, Alipay will adjust the preferential policies of transfer services between Alipay accounts for Alipay users from December 4, 2013. The specific charging standards are as follows:
1, Alipay APP operation transfer service charge free, computer terminal charges 0.1% service fee, 0.5 yuan from the collection, 10 yuan cap;
2, Alipay transfer service includes but not limited to transfer payment, AA collection, I want to collect money. If the cost is incurred, Alipay will charge the service fee to the creator.
Payment transaction: the handling fee is extra charged, not deducted from the principal;
Collection transaction: service charge deducted from principal
3. Transfer transactions are direct payment transactions (e.g. I want to pay), regardless of where the transaction is created, and whether the charge is only for the payment platform. The payer pays the payer at the computer side, and Alipay APP pays for free. The payee creates a transaction on the computer side and charges the creator. The transaction created by Alipay APP is free of charge wherever the payer pays. Transfer transactions are collection transactions (e.g. I want to collect and AA collect). It does not distinguish which platform the payer pays on. Whether to charge is for creating a platform.
For example, Xiao Ming created a 10 yuan bill through computer, and I would like to receive a payment transaction. The paying party paid 10 yuan and charged 0.5 yuan service charge to the founder. Xiao Ming received the sum of $9.5 from Alipay account.
4. Free traffic is shared by all related accounts.
3、 Taobao seller related
1. After Taobao sellers open the store for two days, the free quota will take effect and will be charged according to the standard of "Taobao sellers"; the previous two days will still be calculated as "ordinary users"
2. Taobao sellers have no free quota after closing the store for 2 days
3. Taobao store judgment conditions:
Taobao shop name can be displayed in the front desk, indicating that the shop is open
4, if the system is temporarily unable to determine the identity of Taobao sellers and Alipay signings, then the charges will be charged by ordinary users. And add a line of explanatory text at the top of the transfer form page: 'your user type cannot be identified temporarily. If it is a merchant, please refresh to obtain the corresponding charging standard. '
5, Taobao sellers, Alipay did not sign the transfer of merchants in the station, for the certification user is 10 thousand yuan free flow, if the month spent 15000 yuan, was charged 25 yuan service fee, then in the month to light the gold account, the month's free quota is only 5000 yuan. The free quota shared by the associated account will take effect 2 days after the associated main account.