The appearance of Alipay ants has brought many conveniences to people's life and consumption. However, since the beginning of this year, many Alipay users can not use it. How can it be reopened? How can ants do it in 2018?
Why can't ants borrow it
In 2018, what can't be done if ants borrow? Many people question the reason why ants borrow in large areas and when they can recover. It's related to people's normal use. So if you want to reopen it, what is the way.
Suddenly, the ants refused to lend, or even refused to lend. Because whether the ant can borrow money or not is determined by the system itself, that is to say, whether the ant can borrow money or not is determined by the system. Here are some common reasons why ants can't borrow money:
Situation 1: the original quota is closed and cannot be used
Cause analysis: if the loan has been used for a long time or the credit has been reduced in the near future, the system will judge that the risk of borrowing money from the account is high when judging individual users, so as to close the ant loan.
Situation 2: unable to borrow after repayment
Reason analysis: 1. Prepayment is used. Because ant loan is a product calculated by daily interest. If the repayment is made in advance, it will be judged by the system that the demand for loan is not large, so it will encounter the situation that the loan cannot be borrowed after repayment. 2. Change contact information frequently. If the mobile phone number and bank card are always changed, the system will determine that the user's work is unstable and the repayment ability is poor, so that the user cannot borrow again after repayment.
Situation 3: there is an entrance for ants to borrow, but there is no loan limit
Analysis of reasons: many users of Alipay have always had ants' entrance, but never borrowed money. So even if ants were borrowed, there was no need for loans in the long run, and the system would automatically turn off loan services.
Situation 4: Sesame scores meet the requirements of opening up loan, unable to open up loan
Cause analysis: now many old users' borrowing has been closed, and it is more difficult for new users to open borrowing. Unlike before, only some users with better financial qualification and personal credit can borrow.
There are many reasons why ants can't borrow money. The above four reasons are common. Generally speaking, if there are overdue, frequent personal contact information changes, like prepayment, personal credit problems and irregular operation, then it is likely to encounter the situation that ants are not allowed to borrow.