According to media reports, in recent years, illegal fund-raising cases occur frequently. Criminals choose relatives, friends and colleagues to borrow or raise money, and finally escape with money, using projects that can obtain high returns such as investment and business partnership as bait. In this regard, the police inventory common illegal fund-raising routines, remind the masses to raise vigilance, in order to avoid being deceived.
Case: nearly 100 people were cheated to invest in "old-age beds". In early June this year, Shushan police received a report from a company's employees when they were touching the row of a high-end office building in the area under their jurisdiction, saying that they helped the company to sell the old-age beds in a pension Center in Tianzhu Mountain. Although many old people bought them, these beds were not built at all.
Subsequently, the police launched an investigation into the company and found that the prices of the main pension beds sold to the public were divided into four levels, with a minimum price of 20000 and a maximum price of 250000. As long as one bed was purchased, a high interest return could be obtained each month, and the principal would be returned six months later. If the principal is not returned, you can make equivalent consumption in the pension center and enjoy a discount of 70% to 90%. During the investigation, the police found that the company did have a pension center in Tianzhu Mountain and irregularly organized the elderly to visit it.
Although pension centers do exist, there are no beds for the elderly. With the deepening of the investigation, the police judged that this was a case of illegal fund-raising, so they quickly arrested Wang Mou, the person in charge of the company. After the case was filed, he confessed to the criminal fact that he illegally absorbed public deposits under the guise of investing in 'old-age beds'. According to the preliminary statistics of the police, hundreds of people were cheated in the case, involving nearly ten million yuan.
Data: more than 5000 cases involving more than 170 billion yuan last year
Data statistics show that in 2017, 5052 new cases of suspected illegal fund-raising were launched nationwide, involving 179.55 billion yuan, down 2.8% and 28.5% year-on-year respectively. In January March 2018, 1037 new cases of illegal fund-raising were launched, involving 26.9 billion yuan, down 16.5% and 42.3% year-on-year respectively. Although there was a trend of double decline, the total number of cases was still running at a high level, and the number of people involved in fund-raising continued to rise, with a total body shape The situation is still grim.
At present, the new cases of illegal fund-raising in China are almost all over the industry, showing the characteristics of "blooming everywhere", and the cases of investment and financing intermediaries, Internet Financial platforms, real estate, agriculture and other key industries continue to be high. A large number of non licensed institutions, such as private investment and financing institutions and Internet platforms, engaged in illegal financing activities, accounting for more than 30% of the total number of cases.
Some illegal elements design the so-called projects and products layer by layer, hype with the current "hot term" hot concept "and tempt the public to invest funds. Some cases of no commodity, no entity and under the name of "virtual task" have emerged one after another. Many illegal fund-raising activities have taken place with the help of Internet platform and recently with the help of wechat group. They are highly hidden, fast risk transmission and risk cannot be ignored.
Deception: six typical means to be vigilant
Through sorting out many cases investigated in recent years, the public security organs summed up six typical means of illegal fund-raising at present:
1. Fake the name of private banks, borrow the government's policy of supporting private capital to initiate the establishment of financial institutions, falsely claim that they have obtained or are applying for the license of private banks, and make up the name of private banks to sell original shares or absorb deposits.
2. Non financing guarantee enterprises raise funds illegally in the name of carrying out guarantee business, mainly in two aspects: first, selling false financial products; second, fictitious borrowers, illegally absorbing funds in the name of providing loan guarantee.
3. Under the banner of overseas investment and high-tech development, fake or fictitious international well-known companies set up websites, publish and sell overseas funds, original shares, overseas listing, development of high-tech and other information on the Internet, fictitious equity listing value-added prospects or promise high expected returns, lure the masses to remit funds to the designated personal accounts, and then close the website to escape with funds.
4. Under the banner of "providing for the aged", it can be shown as follows: first, in the name of investing in apartments for the aged and joint care in different places, it can lure the elderly to "join in the investment" with high return and providing services for the aged as bait; second, it can lure the elderly to invest in the capital by holding so-called health care lectures, free physical examination, free tourism and small gifts.
5. Illegal fund-raising in the name of high price repurchase of collectibles. With the so-called collection of worthless or low-priced commemorative coins, commemorative banknotes, stamps and other so-called collectibles as tools, it claims that there is a huge appreciation space, promises to buy back at a high price at the agreed time, lures the masses to buy, and then absconds with the money.
6. Illegal fund raising in the name of P2P. That is to say, we should apply the concept of Internet financial innovation, set up the so-called P2P network lending platform, take high interest as bait, adopt the means of fictitious borrower and fund use, release false bidding information and other means to absorb public funds, and suddenly close the website or abscond with money.