4hw.com.cn: as the life security of employees after retirement, pension is the most important for every working person. As a pension plan, pension insurance has always attracted people's attention. What is the individual payment standard of pension insurance in 2018? How much can it increase in 2018?
Individual payment standard of endowment insurance in 2018
In 2018, the individual payment standard and government minimum subsidy standard of basic endowment insurance for urban and rural residents are still in accordance with the standards listed in NRS [2016] No. 187 document. Among them, the individual annual payment standard of the insured is one to six grades, respectively 1000 yuan, 1100 yuan, 1300 yuan, 1500 yuan, 2000 yuan and 2500 yuan. The government's subsidy standards for payers are as follows: for individuals who choose 1000 yuan, 1100 yuan and 1300 yuan, the minimum standard of government subsidy is 130 yuan per person per year; for those who choose 1500 yuan and 2000 yuan, the minimum standard of government subsidy is 140 yuan per person per year; for those who choose 2500 yuan, the minimum standard of government subsidy is 150 yuan per person per year.
Who can enjoy the increase?
Retirees who have gone through retirement procedures according to regulations and receive basic pension monthly before December 31, 2017.
If you retire in 2018, you will not be eligible for this pension adjustment.
How does the pension go up?
This year, the overall increase of pension is about 5%, but not everyone is up 5% in a unified way. Specifically, everyone's increase is different.
According to the requirements of the state, the adjustment plan of the above regions generally adopts the adjustment method of combining quota adjustment, linkage adjustment and appropriate inclination.
How much can I raise this year?
The first step is to adjust the quota, that is, everyone first increases the same amount. For enterprise retirees, 60 yuan per person per month in Shanghai, 45 yuan per person per month in Beijing, 38 yuan per person per month in Hebei and 30 yuan per person per month in Qinghai.
Then, we should adjust the linkage, that is, we should link with the factors such as the payment period and basic pension level of retirees, reflecting the incentive mechanism of "more work, more payment and more pension".
How much personal pension is related to what factors?
Every retiree who participates in endowment insurance can get basic pension, but the amount is different. The main reasons for the differences are as follows:
1. The length of service is different.
Generally speaking, the longer the length of service, the longer the accumulated payment period, and the more pension.
2. Salaries are different.
The higher the wage, the higher the contribution base and the more the pension.
3. Retirement age is different.
The later the retirement age is, the more pension fees are paid, the more pension.
4. The average social wage varies from place to place.
The more developed the local economy is, the higher the average wage of the employees is, and the more pensions are calculated and paid in turn.