Ant loan is a loan service launched by Alipay. According to different sesame scores, users can apply for different loan lines. Ant loan is the most popular product in online loan. Is the interest rate of ant loan high? Which is taller than the bank? Let's look at the details.
From the perspective of their interests, the interest of ants borrowing money is much higher than that of banks. In terms of daily interest rate, according to the user's credit, the daily interest rate is between 0.015% and 0.06%, that is, if the user borrows 10000 yuan, the daily interest rate is between 1.5 yuan and 6 yuan, which is really high compared with the bank.
Although the interest rate of ants is very high, they are still popular with everyone. There are two main reasons: first, the bank loan interest rate is low and the threshold is high, while the ant loan interest rate is high and the threshold is low; Second, the ant's loan procedure is simple and the loan speed is fast. Because of these two advantages, many people are willing to choose banks with higher interest rates rather than banks with lower interest rates.