Alipay WeChat sweep code limit 500 yuan Alipay WeChat sweep code limit interpretation
Sihai network: today, micro-blog and friends circle are discussing the problem of WeChat Alipay scan code limit. The payment limit of scan code is 500, so that many small partners are shouting, and they can no longer afford to buy and buy happily. The central bank will turn the risk prevention ability of two dimensional code into four grades, and the higher the level is, the higher the limit will be. Let's have a look.
In order to rectify the problem of disorderly code scanning and payment, the father of the central bank made a move! The risk prevention ability of QR code is divided into four levels: A, B, C and D. the higher the risk prevention level is, the higher the one-day payment limit is.
Come to explain it for a while! What is closely related to us is the static scan payment.
Static scanning payment means that we usually have a hand-held cake for breakfast and eat in the shop.
This kind of QR code is most easy to be replaced by lawbreakers secretly, and even the mobile trojan virus stealthily intercepts the payment QR code of the user and steals the user's funds, so it is also for the safety of everyone's funds to limit the daily payment of not scanning the code to more than 500 yuan. Moreover, we usually pay 500 yuan for scanning the code!
Moreover, this scan code payment limit does not include transfer payment or direct payment by WeChat or Alipay. (it's OK to order a takeout and transfer it to a personal account over 500 ~)
In addition to static scanning payment, there is dynamic barcode, which is the payment code we provide to businesses. This is not limited by 500 yuan!
For dynamic barcode payment:
If more than two effective elements of digital certificate or electronic signature (such as fingerprint, etc.) are adopted, the risk prevention ability is A-level, and the single day payment limit is not limited by the limit, which can be independently agreed by the bank or payment institution;
If two or more effective elements (including digital certificate and electronic signature) are used for verification, the risk prevention ability is level B, and the single day payment limit is 5000 yuan;
If less than two types of effective elements are used for verification, the risk prevention ability shall be level C, and the daily payment limit shall be 1000 yuan.
Generally speaking, it's OK to buy a pancake fruit, grab a pancake by hand or pay by scanning the code, but for a large amount of money, let's transfer or use the payment code, safety first, friends!