Recently, the state promulgated the retirement age regulation for employees. How old can we retire? Is the retirement age the same for men and women? Why should we delay retirement? Let's explain in detail.
According to the relevant report, from 2018, the retirement age of women will be delayed by one year every three years, and that of men by one year every six years, until the same time reaching 65 years in 2045.
In the specific recommendations, the report proposes that, first of all, to achieve the integration of pension system, the retirement age is divided into two categories: the age of employees receiving pension insurance and the age of residents receiving pension insurance.
Secondly, there are two steps in the reform of the retirement age of employees' endowment insurance.
First step
When the pension system was merged in 2017, the identity difference between female cadres and workers was eliminated, and the retirement age of female employees in the endowment insurance was set at 55.
The second step
Starting from 2018, the retirement age of women will be delayed by one year every three years, and that of men by one year every six years, until 2045 when they reach 65 at the same time.
The report points out that there are a large number of young retirees in China at present, and developing their potential is the main direction in the future.
According to the report, the retirement age in China has been too low since it began decades ago. The report suggests that the retirement age should be gradually delayed in accordance with the principles of combination first, gradual implementation and flexible mechanism. Specifically speaking, first of all, to achieve the integration of pension system, the retirement age is divided into two categories: the age of employees receiving pension insurance and the age of residents receiving pension insurance.
Secondly, there are two steps in the reform of the retirement age of employees' endowment insurance.
Thirdly, the retirement age of residents' endowment insurance will be delayed by one year every three years from 2033 until 2045. At the same time, the introduction of flexible mechanism in the reform of retirement age can consider taking the legal retirement age as the benchmark, and stipulate that people can retire ahead of or behind five years, but the pension treatment is linked to the retirement age.
Through calculation, the report shows that delaying the retirement age can effectively improve the supply of urban labor, increase the working age population of urban school age (below the retirement age), and delay the declining trend of its proportion.
The report on China's population and labor issues is published annually by the Institute of population and labor economics of the Chinese Academy of Social Sciences since 2000. It usually summarizes the population and labor issues and research results with distinct themes, and forecasts the future population, labor and development.
Why 'delay retirement'?
At present, the standard of retirement age in China is formulated in the early days of the people's Republic of China when the average life expectancy is more than 40 years. Yin Weimin, Minister of human resources and social security, once said that China is the earliest country in the world with an average retirement age of less than 55. Yin Weimin introduced that China's current retirement policy was determined in the early 1950s after the founding of new China, when the life expectancy of the population was less than 50 years old. Now that new China has been established for more than 60 years, great changes have taken place in China's national conditions, and the life expectancy of the population has reached more than 70 years. However, the retirement policy of our country has not been changed. There are more than 80 million retirees participating in the endowment insurance of enterprise employees, and the average retirement age is less than 55 years old, which is obviously unreasonable.
Principle of delayed retirement
Yin Weimin, Minister of human resources and social security, said that there are three principles in formulating the policy of gradually delaying the retirement age:
First, walk slowly and gradually. It will be postponed for several months every year, and reach the target age of statutory retirement after a considerable period of time.
Second, we should treat them differently and implement them step by step. According to the retirement age of different groups in our country, we will proceed from the reality, distinguish different groups and implement step by step.
Third, publicize in advance and do a good job in advance. Once this plan comes out, we will ask for social opinions widely, because this plan involves the vital interests of the people, and all policies involving the public interests need to listen to everyone's opinions widely and gather the consensus of the society.