With the popularity and convenience of wechat, the emergence of wechat is as convenient as QQ for people's use and communication, which increases the vigorous development of wechat business industry. In daily life, many people have used the functions of wechat red packet and wechat transfer. But when using wechat transfer, you need to be careful. If the transfer is wrong, how can you get the money back?
1. Communicate with each other
If you use Alipay or WeChat to change the wrong account, you can get in touch with the other party (telephone or App chat function). The acquaintance will naturally return to you. If you are a stranger, first communicate with your partner clearly, then ask the other party to return the money back to you.
2. Let customer service communicate with each other
If you meet someone who is determined not to return money, don't blindly fight with each other. Call customer service and ask for help.
3. Judicial approach
For the payee, this "windfall" belongs to unjust enrichment. According to Article 92 of the general principles of the civil law, if anyone obtains improper interests without legal basis and causes losses to others, he shall return the obtained improper interests to the person who suffers losses. If the wechat transfer is found to be wrong, the party concerned shall contact the other party in time to explain the situation and ask the other party to return it, and the other party shall have the obligation to return it.
If the other party refuses to return, the party concerned may sue the other party in court with unjust enrichment.
It should be reminded that according to relevant laws and regulations, the jurisdiction court of unjust enrichment dispute is the defendant's domicile, and the court of the place where the principal is located has no jurisdiction, so it is necessary to sue in the court of the defendant's domicile or habitual residence. In addition, we must keep wechat transfer records and bank card details, which can be submitted as evidence. As long as the facts are clear and the evidence is complete, the victim can easily win the lawsuit and recover his loss. But do not know the identity of the other party? Please see the following:
1. If the other party is registered with the mobile number, it can try to find its identity information through the mobile number;
2. If you still can't confirm the identity information of the other party in this way, you can try to communicate with wechat background to seek the help of staff.
By the way,
Finally, Xiaobian will share a big move for you, so that you can take precautions in advance and even recover the loss in time. Just click a key!
If we set wechat transfer delay to account, we can ask wechat official for help to cancel the transfer before realizing the risk or error, so as to avoid the risk of fraud or misoperation. How to set delayed receipt?
1. Enter 'wallet' in wechat
2. Click the three small points in the upper right corner
3. Click 'payment management'
4. Click transfer to account time to select the time you need to arrive. It is suggested to set 2-hour arrival time, which will not appear too long, or to make corresponding countermeasures in time in case of wrong account transfer.
Although the technique of delaying the receipt of accounts does not necessarily solve the risk of transfer to wrong accounts or fraud, it can win a certain time for us to alarm or contact wechat official processing.