Which is better, Jingdong gold bars and ants? Comparative analysis of Jingdong gold bars and ants
4hw.com.cn: Jingdong gold bar and ant loan are two popular online loan platforms at present. One belongs to Jingdong and the other belongs to ant finance. Which is better, Jingdong gold bar and ant loan? Let's look at the comparative analysis.
Basic information
Jingdong gold bars can provide friends who meet the requirements with a pure credit loan of up to 200000 yuan, and support borrowing and repayment at any time. There are four loan terms: 1, 3, 6 and 12, and the daily interest rate starts from 0.025%.
Ants can also provide cash loans to eligible friends. The specific amount should be determined according to the system evaluation results. The loan term of ant can reach 12 months, and the daily interest rate is between 0.015% - 0.06%.
Basically, Jingdong gold bars are similar to ants' borrowing, and there is no great difference.
Application channel
From the perspective of application channels, ant borrowing seems to be much more convenient than Jingdong gold bars. Ants can apply through Alipay, which is commonly used by Alipay, while Jingdong gold bars need to install Jingdong financial APP.
Application difficulty
Judging from the difficulty of application, it depends on everyone's consumption habits. If you often consume in JD, it will be easier to apply for JD gold bars. If you often spend on Taobao, it will be better to apply for ant borrowing.
Above, Xi Caijun introduced Jingdong gold bars and ants, which is better. In general, Jingdong gold bars are similar to ants. The specific one varies from person to person.